3305 Decoursey Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3305 Decoursey Ave, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,156 sqft
Lot Size	0.086 acres (3,750 sqft)
Owner	Individual Name on Record
Last Sale	$104,900 (Jan 2021)
Tax Bill	$1,389 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`056-13-16-009.00`

Property Details

APN / Parcel Number

Primary APN	`056-13-16-009.00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,156 sqft Finished Area

Exterior

Exterior Material	Aluminum/Vinyl
Foundation Type	Stone
Roof Material	Composition Shingle
Lot Area	3,750 sqft (0.086 acres)
Lot Dimensions	150 ft deep x 25 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3305 DECOURSEY AVE
City	COVINGTON
State	KY
Zip	41015-1234
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEHON N 1/2 LOT 299 25'X 150' WS DECOURSEY AVE
Legal Subdivision	SEHON
Legal Lot Number	299
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1022
Census Tract	61400

Owner

Source: Kenton County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3305 DECOURSEY AVE, COVINGTON, KY 41015-1234
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2021	Deed of Trust, Mortgage · FHA Mortgage SUCCESS MTG PTRS
Jan 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage KENTUCKY HSNG
Jan 19, 2021	Warranty Deed, Transfer · FHA Mortgage SUCCESS MTG PTRS
Jul 3, 2018	Deed of Trust, Mortgage TRADITIONAL BK
Jul 20, 2018	Grant Deed, Mortgage TRADITIONAL BK
Dec 4, 2018	Grant Deed, Mortgage TRADITIONAL BK
Sep 9, 2019	Grant Deed, Mortgage · Line of Credit TRADITIONAL BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 19, 2021 · Amount on Record
Deed Sale	Jan 19, 2021 · Amount on Record
Prior Sale	Sep 6, 2011 · Amount on Record
Deed Document Number	20215900297
Deed Book / Page	67 / 198
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	3305 DECOURSEY AVE, COVINGTON, KY 41015-1234
Document Number	0000000298
Instrument Date	Jan 19, 2021
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3305 DECOURSEY AVE COVINGTON KY 410151234, COVINGTON, KY 41015-1234

Mortgage

Document Number	0000000298
Date	Jan 19, 2021
Book Page	00M155/000977
Instrument	298

Lender

Name	SUCCESS MTG PTRS
Type	Mortgage Company
Address	PLYMOUTH, MI 48170

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 18, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	3305 DECOURSEY AVE, COVINGTON, KY 41015-1234
Document Number	0000000299
Instrument Date	Jan 19, 2021
Transaction Type	Mortgage
Record Updated	Mar 4, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3305 DECOURSEY AVE COVINGTON KY 410151234, COVINGTON, KY 41015-1234

Mortgage

Document Number	0000000299
Date	Jan 19, 2021
Book Page	00M155/000993
Instrument	299

Lender

Name	KENTUCKY HSNG
Address	FRANKFORT, KY 40601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 18, 2031

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jan 19, 2021
Property Address	3305 DECOURSEY AVE, COVINGTON, KY 41015-1234
Document Number	0000000297
Book / Page	000067 / 000198
Instrument Date	Jan 19, 2021
Instrument	297
Transaction Type	Transfer
Record Updated	Mar 9, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$105.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3305 DECOURSEY AVE COVINGTON KY 410151234, COVINGTON, KY 41015-1234

Mortgage

Document Number	298
Date	Jan 19, 2021
Book Page	00M155/000977
Instrument	298

Lender

Name	SUCCESS MTG PTRS
Type	Mortgage Company
Address	PLYMOUTH, MI 48170

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 18, 2051

Mortgage

Document Number	299,
Date	Jan 19, 2021
Book Page	00M155/000993
Instrument	299

Lender

Name	KENTUCKY HSNG
Address	FRANKFORT, KY 40601

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jan 18, 2031

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	3305 DECOURSEY AVE, COVINGTON, KY 41015-1234
Document Number	0000000173
Instrument Date	Jul 3, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5400 HARRODSBURG RD NICHOLASVILLE KY 403566027, NICHOLASVILLE, KY 40356-6027

Mortgage

Document Number	0000000173
Date	Jul 20, 2018
Book Page	0C6457/000127
Instrument	173

Lender

Name	TRADITIONAL BK
Type	Bank
Address	49 W MAIN ST, MOUNT STERLING, KY 40353-1316

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 19, 2033

Interest

Rate Type	Adjustable Rate

July 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Jul 20, 2018
Property Address	3305 DECOURSEY AVE, COVINGTON, KY 41015-1234
Book / Page	0C6457 / 000143
Instrument Date	Jul 3, 2018
Instrument	179
Transaction Type	Mortgage
Record Updated	Aug 6, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5400 HARRODSBURG RD NICHOLASVILLE KY 403566027, NICHOLASVILLE, KY 40356-6027

Mortgage

Document Number	0000000179
Date	Jul 20, 2018
Book Page	0C6457/000143
Instrument	179

Lender

Name	TRADITIONAL BK
Type	Bank
Address	PO BOX 326, MOUNT STERLING, KY 40353-0326

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jul 19, 2023

Interest

Rate Type	Adjustable Rate

December 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Dec 4, 2018
Property Address	3305 DECOURSEY AVE, COVINGTON, KY 41015-1234
Book / Page	0C6556 / 000179
Instrument Date	Jul 3, 2018
Instrument	90
Transaction Type	Mortgage
Record Updated	Dec 17, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5400 HARRODSBURG RD NICHOLASVILLE KY 403566027, NICHOLASVILLE, KY 40356-6027

Mortgage

Document Number	0000000090
Date	Dec 4, 2018
Book Page	0C6556/000179
Instrument	90

Lender

Name	TRADITIONAL BK
Type	Bank
Address	49 W AN A MAIN ST, MT STERLING, KY 40353

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 3, 2033

Interest

Rate Type	Adjustable Rate

September 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Sep 9, 2019
Property Address	3305 DECOURSEY AVE, COVINGTON, KY 41015-1234
Book / Page	0C6747 / 000189
Instrument Date	Jul 3, 2018
Instrument	171
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	5400 HARRODSBURG RD NICHOLASVILLE KY 403566027, NICHOLASVILLE, KY 40356-6027

Mortgage

Document Number	0000000171
Date	Sep 9, 2019
Book Page	0C6747/000189
Instrument	171

Lender

Name	TRADITIONAL BK
Type	Bank
Address	49 W MAIN ST, MOUNT STERLING, KY 40353-1316

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Sep 8, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$131,000 (+24.88%) Land $10,000 Building $121,000	$131,000 (+24.88%) Land $10,000 Building $121,000
2025	$1,389.00 (-0.57%)	$104,900 (-) Land $5,000 Building $99,900	$104,900 (-) Land $5,000 Building $99,900
2023	$1,397.00	$104,900 Land $5,000 Building $99,900	$104,900 Land $5,000 Building $99,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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