3422 Cove Ct E, Winter Haven, FL 33880 Property Records

Polk County property record for 3422 Cove Ct E, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,004 sqft · built 1992
Lot Size	0.136 acres (5,902 sqft)
Owner	Individual Name on File
Tax Bill	$346 (2025)
Flood Zone	Zone X (minimal risk)
APN	`25-29-02-356712-000130`

Property Details

APN / Parcel Number

Primary APN	`25-29-02-356712-000130`
Alternative APNs	`022925356712000130` `22925000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,004 sqft Living Area
Gross Area	1,479 sqft
1st Floor Area	1,004 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	5,902 sqft (0.136 acres)
Lot Dimensions	92 ft deep x 60 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	475 sqft
Porch	Finished/Open Porch
Porch Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3422 COVE CT E
City	WINTER HAVEN
State	FL
Zip	33880-5070
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	QUEENS COVE PB 89 PG 49 LOT 13
Legal Range	25E
Legal Township	29S
Legal Section	02
Legal Subdivision	QUEENS COVE
Legal Tract	356712
Legal Block	2
Legal Lot Number	13
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2011
Census Tract	14704

Owner

Source: Polk County assessment roll, APN 25-29-02-356712-000130, as of July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3422 COVE CT E, WINTER HAVEN, FL 33880-5070
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Polk County assessment roll as of July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$346.00 (-64.18%) Homeowner's exemption	$54,405 (+5.99%)	$173,597 (-3.21%) Land $33,000 Building $140,597
2023	$966.00 (+8.54%) Homeowner's exemption	$51,332 (+3%)	$179,357 (+16.73%) Land $32,000 Building $147,357
2022	$890.00 Homeowner's exemption	$49,837	$153,647 Land $27,000 Building $126,647

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), as of October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050147042, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Wildfire

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 248 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL6534609, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CENTRAL serves 13,595 people
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.