Polk County property record for 3421 Cove Ct E, Winter Haven, FL 33880
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,260 sqft · built 1993 |
| Lot Size | 0.088 acres (3,833 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $122,000 (Feb 2018) |
| Tax Bill | $2,395 (2025) |
| Deeds & Mortgages | Feb 2018 Sale & Mortgage May 2017 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-29-02-356712-000140 |
| Primary APN | 25-29-02-356712-000140 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,260 sqft Living Area |
| Gross Area | 1,680 sqft |
| 1st Floor Area | 630 sqft |
| Upper Floors Area | 630 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 3,833 sqft (0.088 acres) |
| Lot Dimensions | 92 ft deep x 41 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 45 sqft |
| Cooling System | Central |
|---|
| Street Address | 3421 COVE CT E |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-5071 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | QUEENS COVE PB 89 PG 49 LOT 14 |
| Legal Range | 25E |
| Legal Township | 29S |
| Legal Section | 02 |
| Legal Subdivision | QUEENS COVE |
| Legal Tract | 356712 |
| Legal Block | 2 |
| Legal Lot Number | 14 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 14704 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2701 DEL PASO RD, 130, SACRAMENTO, CA 95835-2306 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 28, 2018 | Grant Deed, Transfer · Conventional Mortgage BETTER MTG |
| May 18, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Feb 23, 2017 | Grant Deed, Transfer TRU MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 28, 2018 · Amount on Record |
| Deed Sale | Feb 28, 2018 · Amount on Record |
| Prior Sale | Apr 10, 2017 · Amount on Record |
| Deed Document Number | 201844296 |
| Deed Book / Page | 10408 / 2134 |
| Prior Transfer Date | May 5, 2017 |
| Prior Transfer Doc | 0101510678 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 28, 2018 |
| Property Address | 3421 COVE CT E, WINTER HAVEN, FL 33880-5071 |
| Document Number | 0104082134 |
| Book / Page | 010408 / 002134 |
| Instrument Date | Feb 14, 2018 |
| Instrument | 44296 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $854.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2751 PEPPERTREE DR FAIRFIELD CA 945338122, FAIRFIELD, CA 94533-8122 |
| Document Number | 104082138 |
|---|---|
| Date | Feb 28, 2018 |
| Book Page | 010408/002138 |
| Instrument | 44297 |
| Name | BETTER MTG |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10013 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 27, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 18, 2017 |
| Property Address | 3421 COVE CT E, WINTER HAVEN, FL 33880-5071 |
| Document Number | 0101510678 |
| Book / Page | 010151 / 000678 |
| Instrument Date | May 5, 2017 |
| Instrument | 95628 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 563 STARBOARD DR SAN MATEO CA 944041055, SAN MATEO, CA 94404-1055 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 23, 2017 |
| Property Address | 3421 COVE CT E, WINTER HAVEN, FL 33880-5071 |
| Document Number | 0100731655 |
| Book / Page | 010073 / 001655 |
| Instrument Date | Feb 7, 2017 |
| Instrument | 35857 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2018 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $644.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 563 STARBOARD DR SAN MATEO CA 944041055, SAN MATEO, CA 94404-1055 |
| Document Number | 100731658 |
|---|---|
| Date | Feb 23, 2017 |
| Book Page | 010073/001658 |
| Instrument | 35858 |
| Name | TRU MTG |
|---|---|
| Address | IRVINE, CA 92612 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 22, 2047 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $193,165 (+4.24%) Land $33,000 Building $160,165 | $193,165 (+4.24%) Land $33,000 Building $160,165 | |
| 2025 | $2,395.00 (-15.96%) | $185,314 (-2.06%) Land $33,000 Building $152,314 | $185,314 (-2.06%) Land $33,000 Building $152,314 |
| 2023 | $2,850.00 (+14.97%) | $189,211 (+26.65%) Land $32,000 Building $157,211 | $189,211 (+26.65%) Land $32,000 Building $157,211 |
| 2022 | $2,479.00 | $149,401 Land $27,000 Building $122,401 | $149,401 Land $27,000 Building $122,401 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL serves 13,595 people · EPA ID FL6534609 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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