3422 Ballam St, Sherman, TX 75092 Property Records

Grayson County property record for 3422 Ballam St, Sherman, TX 75092

Property Summary

Property Type	Single Family Home
Details	1,120 sqft · built 2018
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$244,500 (Dec 2018)
Tax Bill	$3,090 (2025)
Deeds & Mortgages	Jun 2023 Second Mortgage Jun 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`182 7547027`

Property Details

APN / Parcel Number

Primary APN	`182 7547027`
Alternative APN	`386512`

Interior

Stories	1 Story
Building Area	1,120 sqft Living Area
Gross Area	1,518 sqft
1st Floor Area	1,120 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2019
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	398 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	310 sqft

Location & Zoning

Street Address	3422 BALLAM ST
City	SHERMAN
State	TX
Zip	75092-6218
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PEBBLEBROOK SOUTH PHASE II, BLOCK D, LOT 8, ACRES 0.15
Legal Subdivision	PEBBLEBROOK SOUTH PHASE II
Legal Block	D
Legal Lot Number	8
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	2
Census Block	2014
Census Tract	1700

Owner

Source: Grayson County records, as of July 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3422 BALLAM ST, SHERMAN, TX 75092-6218
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage 4U FCU
Jun 15, 2023	Intrafamily Transfer, Transfer
Aug 30, 2018	Deed of Trust, Mortgage · Commercial Mortgage INDEPENDENT BANK
Dec 19, 2018	Vendor's Lien, Subdivision Related Transfer · Commercial Mortgage NASCOGA FCU
Sep 19, 2018	Deed of Trust, Mortgage INDEPENDENT BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2018 · Amount on Record
Deed Sale	Dec 19, 2018 · Amount on Record
Deed Document Number	201828090
Last Transfer Date	May 30, 2023
Transfer Doc	0000015386
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	3422 BALLAM ST, SHERMAN, TX 75092-6218
Transaction Type	Mortgage
Record Updated	Jul 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015899
Date	Jun 21, 2023
Instrument	2023-15899

Lender

Name	4U FCU
Type	Credit Union
Address	GAINESVILLE, TX 76240

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 8, 2038

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GRAYSON TX
Recording Date	Jun 15, 2023
Property Address	3422 BALLAM ST, SHERMAN, TX 75092-6218
Document Number	0000015386
Instrument Date	May 30, 2023
Instrument	2023-15386
Transaction Type	Transfer
Record Updated	Jul 4, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3422 BALLAM ST, SHERMAN, TX 75092-6218

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	3422 BALLAM ST, SHERMAN, TX 75092-6218
Transaction Type	Mortgage
Record Updated	Oct 14, 2021
Title Company	RED RIVER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019722
Date	Aug 30, 2018
Instrument	2018-00019722

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	SHERMAN, TX 75091

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	0.5%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	18%
Max Rate	18%

December 2018: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Dec 19, 2018
Property Address	3422 BALLAM ST, SHERMAN, TX 75092-6218
Document Number	0000028090
Map Reference	VOL 24 PG 103&104
Instrument Date	Dec 18, 2018
Instrument	2018-00028090
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 14, 2021
Title Company	GRAYSON COUNTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3803 WARD NEAL RD, 3803, BELLS, TX 75414-3316

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 CENTER ST, WHITESBORO, TX 76273-1407

Mortgage

Document Number	0000028091
Date	Dec 19, 2018
Instrument	2018-00028091

Lender

Name	NASCOGA FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	3422 BALLAM ST, SHERMAN, TX 75092-6218
Document Number	0000021450
Instrument Date	Sep 19, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	RED RIVER TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 911688 SHERMAN TX 750911688, SHERMAN, TX 75091-1688
Investor	Possibly a Property Investor

Mortgage

Document Number	0000021450
Date	Sep 20, 2018
Instrument	21450

Lender

Name	INDEPENDENT BK
Type	Bank
Address	SHERMAN, TX 75091-0788

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Sherman City
Unified School District	Sherman Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,090.00 (-18.79%) Homeowner's exemption	$225,956 (-13.36%) Land $47,241 Building $178,715	$225,956 (-13.36%) Land $47,241 Building $178,715
2024	$3,805.00 (-1.55%)
2023		$260,793 (+8.53%) Land $41,164 Building $219,629	$260,793 (+8.53%) Land $41,164 Building $219,629
2022	$3,865.00 Homeowner's exemption	$240,306 Land $32,670 Building $207,636	$240,306 Land $32,670 Building $207,636

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1981–2015)
Claims Outside the SFHA	2 of 4
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHERMAN serves 43,645 people · EPA ID TX0910006
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 579 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sparklight Cable · Fiber in parts of the area	1,000 / 50

May also be available: Nextlink, T-Mobile, TekWav.

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