3421 E 39th St, Des Moines, IA 50317 Property Records

Polk County property record for 3421 E 39th St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 905 sqft · built 1976
Lot Size	0.179 acres (7,800 sqft)
Owner	Individual Name on Record
Tax Bill	$4,050 (2024)
Deeds & Mortgages	Dec 2023 Second Mortgage Dec 2023 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`7923-28-104-020`

Property Details

APN / Parcel Number

Primary APN	`7923-28-104-020`
Alternative APN	`060/06200-000-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	905 sqft Living Area
Gross Area	1,360 sqft
1st Floor Area	905 sqft
Basement Area	905 sqft
Finished Basement	450 sqft

Exterior

Year Built	Built 1976
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,800 sqft (0.179 acres)
Lot Dimensions	156 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	3421 E 39TH ST
City	DES MOINES
State	IA
Zip	50317-5825
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 HIGHMOOR
Legal Range	23W
Legal Township	79N
Legal Section	28
Legal Subdivision	HIGHMOOR
Legal Lot Number	20
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	1
Census Block	1003
Census Tract	102

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3421 E 39TH ST, DES MOINES, IA 50317-5825
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEIGHBORHOOD FINANCE CORP
Dec 13, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEIGHBORHOOD ASSISTANCE CORP OF AMERICA
Dec 6, 2023	Deed of Trust, Mortgage · Stand-Alone First Mortgage NEIGHBORHOOD FINANCE CORP
Dec 6, 2023	Affidavit of Death of Joint Tenant, Transfer · Conventional Mortgage NEIGHBORHOOD FINANCE CORP
Dec 13, 2023	Legal Action/Court Order, Foreclosure · Conventional Mortgage NEIGHBORHOOD FINANCE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Dec 6, 2023
Last Transfer Date	Dec 13, 2023
Transfer Doc	0000065786
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3421 E 39TH ST, DES MOINES, IA 50317-5825
Transaction Type	Mortgage
Record Updated	Dec 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3421 E 39TH ST, DES MOINES, IA 50317-5825

Mortgage

Document Number	0000064503
Date	Dec 6, 2023
Book Page	19669/813
Instrument	2023-00064503

Lender

Name	NEIGHBORHOOD FINANCE CORP
Type	Lending Institution
Address	DES MOINES, IA 50310

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3421 E 39TH ST, DES MOINES, IA 50317-5825
Transaction Type	Mortgage
Record Updated	Dec 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3421 E 39TH ST, DES MOINES, IA 50317-5825

Mortgage

Document Number	0000065788
Date	Dec 13, 2023
Book Page	19675/809
Instrument	2023-00065788

Lender

Name	NEIGHBORHOOD ASSISTANCE CORP OF AMERICA
Type	Mortgage Company
Address	DES MOINES, IA 50310

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3421 E 39TH ST, DES MOINES, IA 50317-5825
Transaction Type	Mortgage
Record Updated	Dec 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3421 E 39TH ST, DES MOINES, IA 50317-5825

Mortgage

Document Number	0000064504
Date	Dec 6, 2023
Book Page	19669/831
Instrument	2023-00064504

Lender

Name	NEIGHBORHOOD FINANCE CORP
Type	Lending Institution
Address	DES MOINES, IA 50310

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Dec 5, 2028

December 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	POLK IA
Recording Date	Dec 6, 2023
Property Address	3421 E 39TH ST, DES MOINES, IA 50317-5825
Document Number	0000064500
Book / Page	19669 / 786
Instrument Date	Nov 6, 2023
Instrument	2023-00064500
Transaction Type	Transfer
Record Updated	Dec 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 E PORTER AVE, DES MOINES, IA 50315-5239
Investor	Possibly a Property Investor

Mortgage

Document Number	0000064502
Date	Dec 6, 2023
Book Page	19669/790
Instrument	2023-00064502

Lender

Name	NEIGHBORHOOD FINANCE CORP
Type	Lending Institution
Address	DES MOINES, IA 50310

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

December 2023: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	POLK IA
Recording Date	Dec 13, 2023
Property Address	3421 E 39TH ST, DES MOINES, IA 50317-5825
Document Number	0000065786
Book / Page	19675 / 783
Instrument Date	Nov 6, 2023
Instrument	2023-00065786
Transaction Type	Foreclosure
Record Updated	Dec 22, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$223.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3421 E 39TH ST, DES MOINES, IA 50317-5825

Mortgage

Document Number	0000065787
Date	Dec 13, 2023
Book Page	19675/786
Instrument	2023-00065787

Lender

Name	NEIGHBORHOOD FINANCE CORP
Type	Lending Institution
Address	DES MOINES, IA 50316

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$227,400 (+12.74%) Land $41,000 Building $186,400	$227,400 (+12.74%) Land $41,000 Building $186,400
2024	$4,050.00 (+4.49%)
2023		$201,700 Land $35,800 Building $165,900	$201,700 Land $35,800 Building $165,900
2020	$3,876.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Google Fiber, Verizon.

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