3410 E 39th St, Des Moines, IA 50317 Property Records

Polk County property record for 3410 E 39th St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 624 sqft · built 1946
Lot Size	0.179 acres (7,800 sqft)
Owner	Individual Name on Record
Last Sale	$73,000 (May 2019)
Tax Bill	$1,354 (2024)
Deeds & Mortgages	Jun 2026 Mortgage Feb 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`060/06208-000-000`

Property Details

APN / Parcel Number

Primary APN	`060/06208-000-000`
Alternative APN	`792328103047`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	624 sqft Living Area
Gross Area	680 sqft
1st Floor Area	624 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 2010
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,800 sqft (0.179 acres)
Lot Dimensions	156 ft deep x 50 ft wide
Porch	Enclosed Porch
Porch Area	56 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	3410 E 39TH ST
City	DES MOINES
State	IA
Zip	50317-5826
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 28 HIGHMOOR
Legal Subdivision	HIGHMOOR
Legal Lot Number	28
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	1
Census Block	1004
Census Tract	102

Owner

Source: Polk County records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3410 E 39TH ST, DES MOINES, IA 50317-5826
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CREDIT UNION
Feb 17, 2026	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
May 9, 2019	Warranty Deed, Transfer · Conventional with PMI VERIDIAN CU
Aug 28, 2018	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2019 · Amount on Record
Deed Sale	May 9, 2019 · Amount on Record
Prior Sale	Jul 24, 2015 · Amount on Record
Deed Document Number	20192018-00079290
Deed Book / Page	17319 / 969
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Recording Date	Jun 23, 2026
Property Address	3410 E 39TH ST, DES MOINES, IA 50317-5826
Document Number	0000037908
Book / Page	20566 / 815
Instrument Date	Jun 15, 2026
Instrument	202637908
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3410 E 39TH ST, DES MOINES, IA 50317-5826

Mortgage

Document Number	0000037908,
Date	Jun 23, 2026
Book Page	20566/815
Instrument	202637908

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 5, 2036

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3410 E 39TH ST, DES MOINES, IA 50317-5826
Transaction Type	Mortgage
Record Updated	Feb 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3410 E 39TH ST, DES MOINES, IA 50317-5826

Mortgage

Document Number	0000008265
Date	Feb 17, 2026
Book Page	20420/109
Instrument	2026-00008265

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	PO BOX 6000, WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	61 Months
Due	Mar 1, 2031

Interest

Change Frequency	Monthly

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	May 9, 2019
Property Address	3410 E 39TH ST, DES MOINES, IA 50317-5826
Document Number	0000079290
Book / Page	017319 / 000969
Instrument Date	May 6, 2019
Instrument	79290
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$116.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3410 E 39TH ST DES MOINES IA 503175826, DES MOINES, IA 50317-5826

Mortgage

Document Number	79292
Date	May 9, 2019
Book Page	017319/000973
Instrument	79292

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 8, 2049

August 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	POLK IA
Recording Date	Aug 28, 2018
Property Address	3410 E 39TH ST, DES MOINES, IA 50317-5826
Document Number	0000016728
Book / Page	017054 / 000552
Instrument Date	Aug 21, 2018
Instrument	16728
Transaction Type	Transfer
Record Updated	Sep 24, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1070 50TH ST WEST DES MOINES IA 502664985, WEST DES MOINES, IA 50266-4985

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$111,100 (+13.37%) Land $41,000 Building $70,100	$111,100 (+13.37%) Land $41,000 Building $70,100
2024	$1,354.00 (+7.29%)
2023		$98,000 Land $35,800 Building $62,200	$98,000 Land $35,800 Building $62,200
2020	$1,262.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Google Fiber, Verizon.

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