34207 Daybreak Dr, Callahan, FL 32011 Property Records

Nassau County property record for 34207 Daybreak Dr, Callahan, FL 32011

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,777 sqft · built 2001
Lot Size	1 acres (43,697 sqft)
Owner	2 Individual Names on File
Deeds & Mortgages	Mar 2022 Mortgage Oct 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-1N-24-1370-0008-0000`

Property Details

APN / Parcel Number

Primary APN	`01-1N-24-1370-0008-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,777 sqft Heated Area
Gross Area	2,855 sqft
1st Floor Area	1,777 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,697 sqft (1 acres)
Garage Area	340 sqft

Exterior Amenities

Pool Area	364 sqft
Porch	Enclosed Porch
Porch Area	1,078 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	34207 DAYBREAK DR
City	CALLAHAN
State	FL
Zip	32011-3277
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OR
Legal Description	LOT 8 IN OR 1122/1908 MORNING DOVE ESTATES PB 6/193
Legal Range	24E
Legal Township	01N
Legal Section	01
Legal Subdivision	MORNING DOVE ESTATES
Legal Lot Number	8
Jurisdiction	NASSAU FL
Township / Civil Division	CALLAHAN-HILLIARD
Census Block Group	1
Census Block	1002
Census Tract	50508

Owner

34207 Daybreak Dr is owned and occupied by two individuals who acquired it in March 2003.

Source: Nassau County records, as of January 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	34207 DAYBREAK DR, CALLAHAN, FL 32011-3277
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2022	Deed of Trust, Mortgage · VA Mortgage FIRST FLORIDA CU
Oct 26, 2020	Loan Modification, Mortgage · Conventional Mortgage JACKSONVILLE FIREMENS CU
Nov 17, 2017	Loan Modification, Mortgage · Conventional with PMI JACKSONVILLE FIREMENS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2003
Deed Sale	Mar 19, 2003
Prior Sale	Dec 13, 2001 · Amount on File
Deed Document Number	0011221908
Deed Book / Page	1024 / 1234
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	34207 DAYBREAK DR, CALLAHAN, FL 32011-3277
Transaction Type	Mortgage
Record Updated	Mar 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34207 DAYBREAK DR, CALLAHAN, FL 32011-3277

Mortgage

Document Number	0025421557
Date	Mar 1, 2022
Book Page	2542/1557
Instrument	202245007501

Lender

Name	FIRST FLORIDA CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	NASSAU FL
Property Address	34207 DAYBREAK DR, CALLAHAN, FL 32011-3277
Document Number	0024130787
Instrument Date	Oct 26, 2020
Transaction Type	Mortgage
Record Updated	Dec 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	34207 DAYBREAK DR CALLAHAN FL 320113277, CALLAHAN, FL 32011-3277

Mortgage

Document Number	0024130787
Date	Dec 3, 2020
Book Page	002413/000787
Instrument	45039137

Lender

Name	JACKSONVILLE FIREMENS CU
Type	Credit Union
Address	JACKSONVILLE, FL 32206

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	276 Months
Due	Dec 2, 2043

Interest

Rate Type	Fixed Rate
Rate	6%

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	NASSAU FL
Property Address	34207 DAYBREAK DR, CALLAHAN, FL 32011-3277
Document Number	0021581932
Book / Page	002158 / 001932
Instrument Date	Nov 17, 2017
Transaction Type	Mortgage
Record Updated	Nov 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34207 DAYBREAK DR CALLAHAN FL 320113277, CALLAHAN, FL 32011-3277

Mortgage

Document Number	0021581932
Date	Nov 22, 2017
Book Page	002158/001932
Instrument	34089

Lender

Name	JACKSONVILLE FIREMENS CU
Type	Credit Union
Address	JACKSONVILLE, FL 32206

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	300 Months
Due	Nov 21, 2042

Interest

Rate Type	Fixed Rate
Rate	6%

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Disabled Person's exemption Veteran's exemption	$355,372	$375,596 Land $40,000 Building $335,596
2023	Disabled Person's exemption Veteran's exemption	$335,982 Land $35,000 Building $300,982	$335,982 Land $35,000 Building $300,982

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 34207 Daybreak Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 34207 Daybreak Dr is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	200 / 20

May also be available: AT&T, T-Mobile, Verizon, Xfinity.

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