Kenton County property record for 3420 Spring Valley Dr, Erlanger, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 864 sqft · built 1978 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $185,000 (May 2023) |
| Tax Bill | $1,833 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Apr 2018 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 017-30-07-042.00 |
| Primary APN | 017-30-07-042.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 864 sqft Finished Area |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 3420 SPRING VALLEY DR |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018-2826 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING VALLEY II SEC 1 LOT 4 |
| Legal Subdivision | SPRING VALLEY II |
| Legal Phase | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 63608 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3420 SPRING VALLEY DR, ERLANGER, KY 41018-2826 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 5, 2023 | Warranty Deed, Transfer · Conventional Mortgage THRIVE MORTGAGE LLC |
| Apr 24, 2018 | Grant Deed, Transfer · Conventional Mortgage KENTUCKY HSNG |
| Feb 12, 2018 | Grant Deed, Transfer BOSTON NATIONAL TITLE AGENCY |
| Dec 15, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 5, 2023 · Amount on File |
| Deed Sale | May 5, 2023 · Amount on File |
| Prior Sale | Apr 24, 2018 · Amount on File |
| Deed Document Number | 2023243 |
| Deed Book / Page | 225 / 284 |
| Last Transfer Date | Mar 8, 2024 |
| Transfer Doc | 0005900114 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 5, 2023 |
| Property Address | 3420 SPRING VALLEY DR, ERLANGER, KY 41018-2826 |
| Document Number | 0005900243 |
| Book / Page | KC 225 / 284 |
| Map Reference | MB 19 PG 18 |
| Instrument Date | Apr 27, 2023 |
| Instrument | 23050505900243 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2023 |
| Title Company | OHIO HOME TITLE LTD |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 70 SYLVANIA PL, ORMOND BEACH, FL 32174-7059 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3420 SPRING VALLEY DR, ERLANGER, KY 41018-2826 |
| Document Number | 0005900244 |
|---|---|
| Date | May 5, 2023 |
| Book Page | KCM 459/545 |
| Instrument | 23050505900244 |
| Name | THRIVE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | GEORGETOWN, TX 78633 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 24, 2018 |
| Property Address | 3420 SPRING VALLEY DR, ERLANGER, KY 41018-2826 |
| Document Number | 0000000157 |
| Book / Page | 0I4097 / 000225 |
| Instrument Date | Apr 18, 2018 |
| Instrument | 157 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2018 |
| Title Company | REGIONAL FIRST TITLE GROUP |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $85.59 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3420 SPRING VALLEY DR ERLANGER KY 410182826, ERLANGER, KY 41018-2826 |
| Document Number | 161 |
|---|---|
| Date | Apr 24, 2018 |
| Book Page | 0I4097/000244 |
| Instrument | 161 |
| Name | KENTUCKY HSNG |
|---|---|
| Address | FRANKFORT, KY 40601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 23, 2028 |
| Document Number | 160, |
|---|---|
| Date | Apr 24, 2018 |
| Book Page | 0I4097/000230 |
| Instrument | 160 |
| Name | AMERICAN MTG SVC |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45246 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 23, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Feb 12, 2018 |
| Property Address | 3420 SPRING VALLEY DR, ERLANGER, KY 41018-2826 |
| Document Number | 0000000121 |
| Book / Page | 0I4066 / 000321 |
| Instrument Date | Jan 3, 2018 |
| Instrument | 121 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2018 |
| Title Company | BOSTON NATIONAL TITLE AGENCY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Investor | Possibly a Property Investor |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Dec 15, 2017 |
| Property Address | 3420 SPRING VALLEY DR, ERLANGER, KY 41018-2826 |
| Document Number | 0000000137 |
| Book / Page | 0I4042 / 000290 |
| Instrument Date | Nov 20, 2017 |
| Instrument | 137 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $76.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Address | 3420 SPRING VALLEY DR ERLANGER KY 410182826, ERLANGER, KY 41018-2826 |
| Investor | Possibly a Property Investor |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $185,000 (-) Land $25,000 Building $160,000 | $185,000 (-) Land $25,000 Building $160,000 | |
| 2025 | $1,833.00 (-6.91%) | $185,000 (+0.11%) Land $25,000 Building $160,000 | $185,000 (+0.11%) Land $25,000 Building $160,000 |
| 2023 | $1,969.00 | $184,800 Land $25,000 Building $159,800 | $184,800 Land $25,000 Building $159,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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