Kenton County property record for 3408 Spring Valley Dr, Erlanger, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,008 sqft · built 1984 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $93,000 (Dec 2016) |
| Tax Bill | $1,655 (2025) |
| Deeds & Mortgages | Dec 2022 Line of Credit Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 017-30-07-052.00 |
| Primary APN | 017-30-07-052.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 3 Stories |
| Building Area | 1,008 sqft Finished Area |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Lot Area | 6,534 sqft (0.15 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 3408 SPRING VALLEY DR |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018-3816 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING VALLEY SEC 2 LOT 63 |
| Legal Subdivision | SPRING VALLEY |
| Legal Phase | 2 |
| Legal Lot Number | 63 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 63608 |
3408 Spring Valley Dr is owned and occupied by an individual who bought it in December 2016.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3408 SPRING VALLEY DR, ERLANGER, KY 41018-3816 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 19, 2022 | Deed of Trust, Mortgage · Line of Credit KEMBA CREDIT UNION INC |
| Aug 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage KEMBA CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 29, 2016 · Amount on File |
| Deed Sale | Dec 29, 2016 · Amount on File |
| Prior Sale | Aug 7, 2009 · Amount on File |
| Deed Document Number | 201612 29 059 00278 |
| Deed Book / Page | 3878 / 305 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3408 SPRING VALLEY DR, ERLANGER, KY 41018-3816 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3408 SPRING VALLEY DR, ERLANGER, KY 41018-3816 |
| Document Number | 0005900067 |
|---|---|
| Date | Dec 19, 2022 |
| Book Page | 428/937 |
| Instrument | 22121905900067 |
| Name | KEMBA CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | WEST CHESTER, OH 45069 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 30, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3408 SPRING VALLEY DR, ERLANGER, KY 41018-3816 |
| Document Number | 0000000352 |
| Instrument Date | Aug 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 3408 SPRING VALLEY DR ERLANGER KY 410183816, ERLANGER, KY 41018-3816 |
| Document Number | 0000000352 |
|---|---|
| Date | Sep 23, 2020 |
| Book Page | 00M101/000444 |
| Instrument | 352 |
| Name | KEMBA CU |
|---|---|
| Type | Credit Union |
| Address | WEST CHESTER, OH 45069 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 22, 2035 |
The 2025 property tax bill for 3408 Spring Valley Dr was $1,655.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $167,100 (-) Land $25,000 Building $142,100 | $167,100 (-) Land $25,000 Building $142,100 | |
| 2025 | $1,655.00 | $167,100 Land $25,000 Building $142,100 | $167,100 Land $25,000 Building $142,100 |
| 2023 | $1,781.00 | $167,100 Land $25,000 Building $142,100 | $167,100 Land $25,000 Building $142,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3408 Spring Valley Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3408 Spring Valley Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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