3420 Speight Ave, Waco, TX 76711 Property Records

McLennan County property record for 3420 Speight Ave, Waco, TX 76711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,716 sqft · built 1953
Lot Size	0.188 acres (8,208 sqft)
Owner	2 Individual Names on File
Last Sale	$28,800 (Apr 2005)
Tax Bill	$1,140 (2025)
Deeds & Mortgages	Jan 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`48-024901-001400-4`

Property Details

APN / Parcel Number

Primary APN	`48-024901-001400-4`
Alternative APNs	`4802490100140040111` `178785`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,716 sqft Living Area
1st Floor Area	1,716 sqft
Flooring	Carpet

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1977
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	8,208 sqft (0.188 acres)
Lot Dimensions	140 ft deep x 59 ft wide
Garage Type	Carport
Garage Area	592 sqft
Carport	Carport
Carport Area	592 sqft
Driveway	Concrete Driveway
Driveway Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	176 sqft
Patio Area	144 sqft
Storage Building	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3420 SPEIGHT AVE
City	WACO
State	TX
Zip	76711-1553
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	JOSEPH TOM LOT 14 BLOCK 1 ACRES .1884
Legal Subdivision	JOSEPH TOM
Legal Block	1
Legal Lot Number	14
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1018
Census Tract	4300

Owner

3420 Speight Ave is owned and occupied by two individuals who acquired it in January 2017.

Source: McLennan County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2121 SUNNYDELL AVE, WACO, TX 76711-1962
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2005 · Amount on File
Deed Sale	Apr 11, 2005 · Amount on File
Deed Document Number	200513590
Last Transfer Date	Jan 4, 2017
Transfer Doc	0000001100
Record Updated	Oct 29, 2026

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jan 12, 2018
Property Address	3420 SPEIGHT AVE, WACO, TX 76711-1553
Document Number	0000001100
Instrument Date	Jan 4, 2018
Instrument	1100
Transaction Type	Transfer
Record Updated	Jan 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	2121 SUNNYDELL AVE WACO TX 767111962, WACO, TX 76711-1962

Tax Assessment & Valuation

The 2025 property tax bill for 3420 Speight Ave was $1,140 with exemptions applied, up 23% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$195,803 (+1%)	$247,033 (-2.53%) Land $23,393 Building $223,640
2025	$1,140.00 (+22.98%) Homeowner's exemption Senior Citizen's exemption	$178,003 Land $21,260 Building $232,180	$253,440 Land $21,260 Building $232,180
2024	$927.00
2023		$243,430 Land $21,260 Building $222,170	$243,430 Land $21,260 Building $222,170
2022	$777.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3420 Speight Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3420 Speight Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 650 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20