McLennan County property record for 3409 Speight Ave, Waco, TX 76711
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,466 sqft · built 1951 |
| Lot Size | 0.192 acres (8,379 sqft) |
| Owner | Company Name on File |
| Last Sale | $126,350 (Dec 2023) |
| Tax Bill | $4,226 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Jun 2022 Line of Credit + 8 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-018501-002900-1 |
| Primary APN | 48-018501-002900-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,466 sqft Living Area |
| 1st Floor Area | 1,466 sqft |
| Flooring | Carpet |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1957 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Reinforced Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 8,379 sqft (0.192 acres) |
| Lot Dimensions | 147 ft deep x 57 ft wide |
| Garage Type | Detached |
| Garage Area | 200 sqft |
| Driveway | Asphalt Driveway |
| Driveway Area | 640 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 214 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3409 SPEIGHT AVE |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76711-1552 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | FRYS SUB LOT 15 BLOCK 2 ACRES .1924 |
| Legal Subdivision | FRYS SUB |
| Legal Block | 2 |
| Legal Lot Number | 15 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 4300 |
3409 Speight Ave is owned by a company that bought it in December 2023.
Source: McLennan County records, as of August 24, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 611, HEWITT, TX 76643-0611 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 8, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST TITLE |
| Jun 17, 2022 | Deed of Trust, Mortgage · Line of Credit CENTRAL NATIONAL BANK |
| Dec 4, 2023 | Warranty Deed, Transfer · Commercial Mortgage RCN CAPITAL LLC |
| Feb 7, 2022 | Warranty Deed, Transfer |
| Jun 30, 2021 | Vendor's Lien, Transfer · Stand-Alone First Mortgage FORTUNERRUNNER LLC |
| Mar 18, 2021 | Special Warranty Deed, Transfer · Stand-Alone First Mortgage AMERICAN BANK NA |
| Mar 16, 2021 | Warranty Deed, Transfer |
| Sep 30, 2019 | Deed in Lieu of Foreclosure, Foreclosure NOT AVAILABLE |
| Jun 13, 2018 | Warranty Deed, Transfer |
| Sep 17, 2018 | Warranty Deed, Transfer OTHER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 4, 2023 · Amount on File |
| Deed Sale | Dec 4, 2023 · Amount on File |
| Prior Sale | Feb 7, 2022 |
| Deed Document Number | 202336891 |
| Prior Transfer Date | Jun 22, 2021 |
| Prior Transfer Doc | 0000025860 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | May 8, 2026 |
| Property Address | 3409 SPEIGHT AVE, WACO, TX 76711-1552 |
| Document Number | 0000014693 |
| Instrument Date | May 7, 2026 |
| Instrument | 202614693 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 104 FIREFLY CIR, MCGREGOR, TX 76657-4146 |
| Document Number | 0000014693, |
|---|---|
| Date | May 8, 2026 |
| Instrument | 202614693 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 3409 SPEIGHT AVE, WACO, TX 76711-1552 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000024966 |
|---|---|
| Date | Jun 17, 2022 |
| Instrument | 2022024966 |
| Name | CENTRAL NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | WACO, TX 76702 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Dec 4, 2023 |
| Property Address | 3409 SPEIGHT AVE, WACO, TX 76711-1552 |
| Document Number | 0000036891 |
| Map Reference | VOL 648 PG 157 |
| Instrument Date | Dec 1, 2023 |
| Instrument | 2023036891 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2024 |
| Title Company | NOT AVAILABLE, FTC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 611, HEWITT, TX 76643-0611 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 611, HEWITT, TX 76643-0611 |
| Document Number | 0000036892 |
|---|---|
| Date | Dec 4, 2023 |
| Instrument | 2023036892 |
| Name | RCN CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Feb 7, 2022 |
| Property Address | 3409 SPEIGHT AVE, WACO, TX 76711-1552 |
| Document Number | 0000004715 |
| Map Reference | VOL 648 PG 157 |
| Instrument Date | Jan 31, 2022 |
| Instrument | 2022004715 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 151 EAST DUARTE RD, BENTON, LA 71006 |
| Name | Verified Name |
|---|---|
| Address | 1001 S MAIN ST STE 251, 251, FORT WORTH, TX 76104-3534 |
| Investor | Possibly a Property Investor |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Jun 30, 2021 |
| Property Address | 3409 SPEIGHT AVE, WACO, TX 76711-1552 |
| Document Number | 0000025860 |
| Instrument Date | Jun 22, 2021 |
| Instrument | 2021025860 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 151 E DVORTE RD, ARCADIA, CA 91006 |
| Name | Verified Name |
|---|---|
| Address | 2005 LONG BOW CT, EULESS, TX 76040-5720 |
| Document Number | 0000025861 |
|---|---|
| Date | Jun 30, 2021 |
| Instrument | 2021025861 |
| Name | FORTUNERRUNNER LLC |
|---|---|
| Type | Non-Lending Institution |
| Special Notes | Seller Financed |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 6 Months |
| Due | Dec 22, 2021 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Mar 18, 2021 |
| Property Address | 3409 SPEIGHT AVE, WACO, TX 76711-1552 |
| Document Number | 0000009772 |
| Map Reference | VOL 648 PG 157 |
| Instrument Date | Mar 11, 2021 |
| Instrument | 2021009772 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2024 |
| Title Company | WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2384 HIGHWAY 287 N # NN-220, NN-220, MANSFIELD, TX 76063-9209 |
| Name | Verified Name |
|---|---|
| Address | 151 E DUARTE RD, ARCADIA, CA 91006-3935 |
| Investor | Possibly a Property Investor |
| Document Number | 0000009911 |
|---|---|
| Date | Mar 18, 2021 |
| Instrument | 2021009911 |
| Name | AMERICAN BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Mar 16, 2021 |
| Property Address | 3409 SPEIGHT AVE, WACO, TX 76711-1552 |
| Document Number | 0000009477 |
| Map Reference | VOL 648 PG 157 |
| Instrument Date | Mar 11, 2021 |
| Instrument | 2021009477 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 295 E RENFRO ST STE 205, 205, BURLESON, TX 76028-3953 |
| Document Type | Deed in Lieu of Foreclosure |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Sep 30, 2019 |
| Property Address | 3409 SPEIGHT AVE, WACO, TX 76711-1552 |
| Document Number | 0000032830 |
| Instrument Date | Sep 26, 2019 |
| Instrument | 32830 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 22, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 7004 GRANBURY TX 760490135, GRANBURY, TX 76049-0135 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Jun 13, 2018 |
| Property Address | 3409 SPEIGHT AVE, WACO, TX 76711-1552 |
| Document Number | 0000019574 |
| Instrument Date | Jun 6, 2018 |
| Instrument | 19574 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2915 E LOMITA AVE ORANGE CA 928677364, ORANGE, CA 92867-7364 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Sep 17, 2018 |
| Property Address | 3409 SPEIGHT AVE, WACO, TX 76711-1552 |
| Document Number | 0000032914 |
| Instrument Date | Jun 5, 2018 |
| Instrument | 32914 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2018 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 330 AUSTIN AVE #309 WACO TX 767012268, 309, WACO, TX 76701-2268 |
The 2025 property tax bill for 3409 Speight Ave was $4,226, down 12.8% from the year before.
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $167,000 (-11.17%) Land $23,796 Building $143,204 | $167,000 (-11.17%) Land $23,796 Building $143,204 | |
| 2025 | $4,226.00 (-12.85%) | $187,992 Land $21,620 Building $166,372 | $187,992 Land $21,620 Building $166,372 |
| 2024 | $4,849.00 | ||
| 2023 | $208,387 Land $21,620 Building $186,767 | $208,387 Land $21,620 Building $186,767 | |
| 2022 | $4,671.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3409 Speight Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3409 Speight Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 650 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Central Link Broadband Fixed Wireless | 100 / 20 |
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