3420 Oak Dr, Alton, IL 62002 Property Records

Madison County property record for 3420 Oak Dr, Alton, IL 62002

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 728 sqft · built 1958
Lot Size	0.103 acres (4,500 sqft)
Owner	Individual Name on Record
Last Sale	$83,000 (Nov 2023)
Tax Bill	$2,032 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Nov 2023 Sale & Mortgage
APN	`23-2-08-17-05-104-018`

Property Details

APN / Parcel Number

Primary APN	`23-2-08-17-05-104-018`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	728 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Vinyl
Construction Type	Frame
Roof Material	Shingle
Lot Area	4,500 sqft (0.103 acres)
Lot Dimensions	90 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	252 sqft
Porch	Open Porch
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3420 OAK DR
City	ALTON
State	IL
Zip	62002-1907
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SILVER PARK LOT PT 11 50 X 90
Legal Subdivision	SILVER PARK
Legal Lot Number	11
Jurisdiction	MADISON IL
Township / Civil Division	ALTON
Census Block Group	3
Census Block	3001
Census Tract	401500

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3420 OAK DR, ALTON, IL 62002-1907
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST MIDAMERICA CU
Nov 1, 2023	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2023 · Amount on Record
Deed Sale	Nov 1, 2023 · Amount on Record
Prior Sale	Sep 27, 2013 · Amount on Record
Deed Document Number	202329365
Prior Transfer Date	Sep 25, 2013
Prior Transfer Doc	0000044406
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	3420 OAK DR, ALTON, IL 62002-1907
Transaction Type	Mortgage
Record Updated	Feb 25, 2026
Title Company	SERENITY TITLE AND ESCROW LIMITED, SERENITY TITLE & ESCROW LTD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003364
Date	Feb 4, 2026
Instrument	2026R03364

Lender

Name	FIRST MIDAMERICA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.88%

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Nov 1, 2023
Property Address	3420 OAK DR, ALTON, IL 62002-1907
Document Number	0000029365
Map Reference	PB 11 PG 40
Instrument Date	Oct 31, 2023
Instrument	2023R29365
Transaction Type	Transfer
Record Updated	Nov 22, 2023
Title Company	NOT AVAILABLE, NETCO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$124.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3420 OAK DR, ALTON, IL 62002-1907

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3420 OAK DR, ALTON, IL 62002-1907

Mortgage

Document Number	0000029366
Date	Nov 1, 2023
Instrument	2023R29366

Lender

Name	NEW AMERICAN FUNDING
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

Interest

Rate Type	Fixed Rate
Rate	8.13%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Alton City
County	Madison County
County Subdivision	Alton Township
Unified School District	Alton Community Unit School District 11 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,032.00 (+11.65%)	$31,390 (+35.42%) Land $2,270 Building $29,120	$94,170 (+35.28%) Land $6,810 Building $87,360
2024	$1,820.00 (+20.77%)
2022	$1,507.00	$23,180 Land $1,670 Building $21,510	$69,610 Land $5,015 Building $64,595

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	10 (1979–1986)
Most Recent Claim	Oct 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-ALTON private · serves 46,127 people · EPA ID IL1195150
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Wisper ISP.

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