3408 Oak Dr, Alton, IL 62002 Property Records

Madison County property record for 3408 Oak Dr, Alton, IL 62002

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,040 sqft · built 1957
Lot Size	0.103 acres (4,500 sqft)
Owner	Individual Name on Record
Last Sale	$63,000 (Nov 2014)
Tax Bill	$2,027 (2025)
Deeds & Mortgages	Dec 2020 Loan Modification Jul 2019 Mortgage + 1 more
APN	`23-2-08-17-05-104-024`

Property Details

APN / Parcel Number

Primary APN	`23-2-08-17-05-104-024`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Material	Shingle
Lot Area	4,500 sqft (0.103 acres)
Lot Dimensions	90 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	264 sqft
Porch	Porch
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3408 OAK DR
City	ALTON
State	IL
Zip	62002-1907
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SILVER PARK LOT PT 5 50 X 90
Legal Subdivision	SILVER PARK
Legal Lot Number	5
Jurisdiction	MADISON IL
Township / Civil Division	ALTON
Census Block Group	3
Census Block	3001
Census Tract	401500

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3408 OAK DR, ALTON, IL 62002-1907
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2020	Loan Modification, Mortgage · FHA Mortgage US BK
Jul 1, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jul 1, 2019	Loan Modification, Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 25, 2014 · Amount on Record
Deed Sale	Nov 25, 2014 · Amount on Record
Prior Sale	Apr 24, 2006 · Amount on Record
Deed Document Number	201437912
Record Updated	Oct 29, 2026

December 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MADISON IL
Property Address	3408 OAK DR, ALTON, IL 62002-1907
Document Number	0000000092
Instrument Date	Dec 1, 2020
Transaction Type	Mortgage
Record Updated	Mar 18, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3408 OAK DR ALTON IL 620021907, ALTON, IL 62002-1907

Mortgage

Document Number	0000000092
Date	Jan 4, 2021
Instrument	92

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	3408 OAK DR, ALTON, IL 62002-1907
Document Number	0000021624
Instrument Date	Jul 1, 2019
Transaction Type	Mortgage
Record Updated	Jul 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34085 OAK DR ALTON IL 62002, ALTON, IL 62002

Mortgage

Document Number	0000021624
Date	Jul 12, 2019
Instrument	21624

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 11, 2049

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MADISON IL
Property Address	3408 OAK DR, ALTON, IL 62002-1907
Document Number	0000022069
Instrument Date	Jul 1, 2019
Transaction Type	Mortgage
Record Updated	Jul 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3408 OAK DR ALTON IL 620021907, ALTON, IL 62002-1907

Mortgage

Document Number	0000022069
Date	Jul 17, 2019
Instrument	22069

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2049

Interest

Rate	4.75%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Alton City
County	Madison County
County Subdivision	Alton Township
Unified School District	Alton Community Unit School District 11 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,027.00 (+11.62%)	$31,330 (+35.45%) Land $2,270 Building $29,060	$93,990 (+35.32%) Land $6,810 Building $87,180
2024	$1,816.00 (+20.91%)
2022	$1,502.00	$23,130 Land $1,670 Building $21,460	$69,459 Land $5,015 Building $64,444

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	10 (1979–1986)
Most Recent Claim	Oct 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-ALTON private · serves 46,127 people · EPA ID IL1195150
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Wisper ISP.

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