Allegan County property record for 3420 Maple Gate Dr, Saugatuck, MI 49453
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,376 sqft · built 2004 |
| Lot Size | 0.492 acres (21,432 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $425,560 (Jan 2024) |
| Tax Bill | $6,843 (2025) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage Aug 2018 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-250-003-00 |
| Primary APN | 20-250-003-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,376 sqft Living Area |
| 1st Floor Area | 1,376 sqft |
| Basement Area | 1,376 sqft |
| Unfinished Basement | 1,376 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Wood Siding |
| Lot Area | 21,432 sqft (0.492 acres) |
| Lot Dimensions | 210 ft deep x 102 ft wide |
| Garage Area | 728 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3420 MAPLE GATE DR |
|---|---|
| City | SAUGATUCK |
| State | MI |
| Zip | 49453-9454 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 3 MAPLE GATE SEC 3 T3N R16W (2001) |
| Legal Range | 16W |
| Legal Township | 03N |
| Legal Section | 03 |
| Legal Subdivision | MAPLE GATE |
| Legal Lot Number | 3 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | SAUGATUCK |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 30801 |
Source: Allegan County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3420 MAPLE GATE DR, SAUGATUCK, MI 49453-9454 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 22, 2024 | Warranty Deed, Transfer · Conventional Mortgage UNITED FCU |
| Aug 28, 2018 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK |
| Dec 27, 2019 | Deed of Trust, Mortgage · Line of Credit UNITED FCU |
| May 5, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED FCU |
| Apr 8, 2019 | Warranty Deed, Transfer · Conventional Mortgage UNITED FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 22, 2024 · Amount on Record |
| Deed Sale | Jan 22, 2024 · Amount on Record |
| Prior Sale | Apr 8, 2019 · Amount on Record |
| Deed Document Number | 2024828 |
| Deed Book / Page | 4915 / 771 |
| Prior Transfer Date | Apr 27, 2020 |
| Prior Transfer Doc | 004458/810 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Jan 22, 2024 |
| Property Address | 3420 MAPLE GATE DR, SAUGATUCK, MI 49453-9454 |
| Document Number | 004915/771 |
| Book / Page | 4915 / 771 |
| Map Reference | LB 14 PG 96 |
| Instrument Date | Jan 16, 2024 |
| Instrument | 2024000828 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2024 |
| Title Company | CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,195.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 151 N BEACH RD, DANIA BEACH, FL 33004-3023 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3420 MAPLE GATE DR, SAUGATUCK, MI 49453-9454 |
| Document Number | 2024000829 |
|---|---|
| Date | Jan 22, 2024 |
| Instrument | 2024000829 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 3420 MAPLE GATE DR, SAUGATUCK, MI 49453-9454 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004276/384 |
|---|---|
| Date | Aug 28, 2018 |
| Book Page | 4276/384 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 3420 MAPLE GATE DR, SAUGATUCK, MI 49453-9454 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004416/697 |
|---|---|
| Date | Dec 27, 2019 |
| Book Page | 4416/697 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Nov 25, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | May 5, 2020 |
| Property Address | 3420 MAPLE GATE DR, SAUGATUCK, MI 49453-9454 |
| Document Number | 004458/810 |
| Book / Page | 4458 / 810 |
| Map Reference | LB 14 PG 96 |
| Instrument Date | Apr 27, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3420 MAPLE GATE DR, SAUGATUCK, MI 49453-9454 |
| Document Number | 0004458813 |
|---|---|
| Date | May 5, 2020 |
| Instrument | 4458/813 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Apr 8, 2019 |
| Property Address | 3420 MAPLE GATE DR, SAUGATUCK, MI 49453-9454 |
| Document Number | 004333/633 |
| Book / Page | 4333 / 633 |
| Map Reference | LB 14 PG 96 |
| Instrument Date | Apr 3, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | LAKESHORE TITLE AGENCY, LAKESHORE TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,687.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3420 MAPLE GATE DR, 3420, SAUGATUCK, MI 49453-9454 |
| Name | Verified Name |
|---|---|
| Address | 3420 MAPLE GATE DR, SAUGATUCK, MI 49453-9454 |
| Document Number | 0004333635 |
|---|---|
| Date | Apr 8, 2019 |
| Instrument | 4333/635 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2049 |
Source: Allegan County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| County Subdivision | Saugatuck Township |
| Unified School District | Saugatuck Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $235,100 (+8.19%) Land $30,100 Building $205,000 | $470,200 (+8.19%) Land $60,200 Building $410,000 | |
| 2025 | $6,843.00 (+24.87%) Homeowner's exemption | $217,300 (+6.83%) Land $29,100 Building $188,200 | $434,600 (+6.83%) Land $58,200 Building $376,400 |
| 2024 | $5,480.00 | ||
| 2023 | $203,400 Land $20,400 Building $183,000 | $406,800 Land $40,800 Building $366,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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