3416 Maple Gate Dr, Saugatuck, MI 49453 Property Records

Allegan County property record for 3416 Maple Gate Dr, Saugatuck, MI 49453

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,006 sqft · built 2002
Lot Size0.482 acres (20,996 sqft)
OwnerIndividual Name on File
Tax Bill$3,923 (2025)
Deeds & MortgagesMar 2021 Transfer
Jan 2017 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN20-250-002-00

Property Details

APN / Parcel Number

Primary APN20-250-002-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,006 sqft Living Area
1st Floor Area1,102 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleBi-Level
Exterior MaterialWood Siding
Lot Area20,996 sqft (0.482 acres)
Lot Dimensions210 ft deep x 100 ft wide
Garage Area572 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address3416 MAPLE GATE DR
CitySAUGATUCK
StateMI
Zip49453-9454
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLOT 2 MAPLE GATE SEC 3 T3N R16W (2001)
Legal Range16W
Legal Township03N
Legal Section03
Legal SubdivisionMAPLE GATE
Legal Lot Number2
JurisdictionALLEGAN MI
Township / Civil DivisionSAUGATUCK
Census Block Group2
Census Block2003
Census Tract30801

Owner

Source: Allegan County assessment roll, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3416 MAPLE GATE DR, SAUGATUCK, MI 49453-9454
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2021Intrafamily Transfer, Transfer
Jan 10, 2017Deed of Trust, Mortgage · ARM
MERCANTILE BANK OF MICHIGAN
Dec 1, 2020Deed of Trust, Mortgage · Conventional Mortgage
MACATAWA BANK
May 30, 2018Deed of Trust, Mortgage · Conventional Mortgage
CEN-TEX CERTIFIED DEV CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateMar 3, 2021
Transfer Doc4594/946
Record UpdatedSep 20, 2026

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionALLEGAN MI
Recording DateMar 24, 2021
Property Address3416 MAPLE GATE DR, SAUGATUCK, MI 49453-9454
Document Number4594/946
Book / Page4594 / 946
Instrument DateMar 3, 2021
Transaction TypeTransfer
Record UpdatedAug 3, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3416 MAPLE GATE DR, SAUGATUCK, MI 49453-9454

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEGAN MI
Property Address3416 MAPLE GATE DR, SAUGATUCK, MI 49453-9454
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4104/039
DateJan 10, 2017
Book Page4104/039
Lender
NameMERCANTILE BANK OF MICHIGAN
TypeBank
AddressGRAND RAPIDS, MI 49504
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueFeb 1, 2047
Interest
Rate TypeAdjustable Rate
Rate3.75%
AdjustableAdjustable Rate Rider
Type Change DateFeb 1, 2024
Change FrequencyAnnually
Min Rate At Change4%
Max Rate At Change8.75%
Index1-Year CMT
Margin4
Max Rate8.75%

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEGAN MI
Property Address3416 MAPLE GATE DR, SAUGATUCK, MI 49453-9454
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4545/86
DateDec 1, 2020
Book Page4545/86
Lender
NameMACATAWA BANK
TypeBank
AddressHOLLAND, MI 49424
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2050

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEGAN MI
Property Address3416 MAPLE GATE DR, SAUGATUCK, MI 49453-9454
Transaction TypeMortgage
Record UpdatedJun 19, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4249/554
DateMay 30, 2018
Book Page4249/554
Lender
NameCEN-TEX CERTIFIED DEV CORP
TypeFunding / Finance Company
AddressGRAND RAPIDS, MI 49504
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 1, 2033

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyAllegan County
County SubdivisionSaugatuck Township
Unified School DistrictSaugatuck Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$203,100 (+7.92%) Land $29,500 Building $173,600$406,200 (+7.92%) Land $59,000 Building $347,200
2025$3,923.00 (+2.4%) Homeowner's exemption$188,200 (+2.34%) Land $28,500 Building $159,700$376,400 (+2.34%) Land $57,000 Building $319,400
2024$3,831.00
2023$183,900 Land $25,000 Building $158,900$367,800 Land $50,000 Building $317,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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