Gloucester County property record for 3420 Low Ground Rd, Hayes, VA 23072
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,800 sqft · built 1980 |
| Lot Size | 6 acres (261,360 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,860 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 12355 |
| Primary APN | 12355 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,800 sqft Living Area |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 261,360 sqft (6 acres) |
| Garage Type | Mixed |
| Porch | Slab |
| Deck Area | 272 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3420 LOW GROUND RD |
|---|---|
| City | HAYES |
| State | VA |
| Zip | 23072-4524 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C-2 |
| Legal Description | SADLERS NECK |
| Jurisdiction | GLOUCESTER VA |
| Township / Civil Division | YORK |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 100400 |
3420 Low Ground Rd is owned and occupied by two individuals.
Source: Gloucester County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3420 LOW GROUND RD, HAYES, VA 23072-4524 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 3420 Low Ground Rd was $1,860, up 1,353.1% from the year before.
Source: Gloucester County assessment roll, as of October 27, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Gloucester County |
| Unified School District | Gloucester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,860.00 (+1,353.13%) | $313,600 (+13.52%) Land $65,700 Building $247,900 | $313,600 (+13.52%) Land $65,700 Building $247,900 |
| 2025 | $128.00 (-92.19%) | $276,250 (-) Land $61,930 Building $214,320 | $276,250 (-) Land $61,930 Building $214,320 |
| 2024 | $1,638.00 (+869.23%) | $276,250 (-) Land $61,930 Building $214,320 | $276,250 (-) Land $61,930 Building $214,320 |
| 2023 | $169.00 (+428.13%) | $276,250 (+30.07%) Land $61,930 Building $214,320 | $276,250 (+30.07%) Land $61,930 Building $214,320 |
| 2022 | $32.00 | $212,390 Land $61,250 Building $151,140 | $212,390 Land $61,250 Building $151,140 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3420 Low Ground Rd in Zone X, an area of minimal flood risk, though there have been 137 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 252 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 252 in force |
| Nearby Flood Claims | 137 (1991–2025) |
| Claims Outside the SFHA | 3 of 137 |
| Most Recent Claim | Oct 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3420 Low Ground Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 58% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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