3347 Low Ground Rd, Hayes, VA 23072 Property Records

Gloucester County property record for 3347 Low Ground Rd, Hayes, VA 23072

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,196 sqft · built 1966
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Jan 2022)
Tax Bill	$1,794 (2026)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`33771`

Property Details

APN / Parcel Number

Primary APN	`33771`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,196 sqft Living Area
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Type	Detached
Porch	Slab
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3347 LOW GROUND RD
City	HAYES
State	VA
Zip	23072-4523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C-2
Legal Description	SALDERS NECK
Legal Subdivision	PLAT: PB3 24
Jurisdiction	GLOUCESTER VA
Township / Civil Division	YORK
Census Block Group	1
Census Block	1053
Census Tract	100400

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3347 LOW GROUND RD, HAYES, VA 23072-4523
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2022	Warranty Deed, Transfer · USDA Mortgage USDA
Mar 10, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage MORTGAGE CONSULTING LLC
Apr 12, 2007	Deed, Transfer · Conventional Mortgage WILMINGTON FINANCE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2022 · Amount on Record
Deed Sale	Jan 3, 2022 · Amount on Record
Prior Sale	Mar 10, 2021 · Amount on Record
Deed Document Number	20222
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Jan 3, 2022
Property Address	3347 LOW GROUND RD, HAYES, VA 23072-4523
Document Number	0220000002
Instrument Date	Dec 29, 2021
Instrument	220000002
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	UNKNOWN, THE CLOSING SHOP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3347 LOW GROUND RD, HAYES, VA 23072-4523
Investor	Possibly a Property Investor

Mortgage

Document Number	0220000003
Date	Jan 3, 2022
Instrument	220000003

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Mar 10, 2021
Property Address	3347 LOW GROUND RD, HAYES, VA 23072-4523
Document Number	0210001793
Instrument Date	Feb 26, 2021
Instrument	210001793
Transaction Type	Transfer
Record Updated	Nov 1, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 LETTS POINT LNDG, POQUOSON, VA 23662-1144

Mortgage

Document Number	0210001795
Date	Mar 10, 2021
Instrument	210001795

Lender

Name	MORTGAGE CONSULTING LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	0210001794
Date	Mar 10, 2021
Instrument	210001794

Lender

Name	CLACS PROPERTY INVESTMENT LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	6 Months
Due	Sep 1, 2021

Interest

Rate Type	Adjustable Rate

April 2007: Deed, Transfer

Document Type	Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Apr 12, 2007
Property Address	3347 LOW GROUND RD, HAYES, VA 23072-4523
Document Number	0070002782
Instrument Date	Jul 12, 2006
Instrument	070002782
Transaction Type	Transfer
Record Updated	Nov 1, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$344.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070002783
Date	Apr 12, 2007
Instrument	070002783

Lender

Name	WILMINGTON FINANCE INC
Type	Funding / Finance Company
Address	PLYMOUTH MEETING, PA 19462

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Aug 1, 2036

Interest

Rate	9.25%

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,794.00 (+15.37%)	$302,460 (+21.31%) Land $62,200 Building $240,260	$302,460 (+21.31%) Land $62,200 Building $240,260
2025	$1,555.00 (+5.21%)	$249,330 (-) Land $59,600 Building $189,730	$249,330 (-) Land $59,600 Building $189,730
2024	$1,478.00	$249,330 (-) Land $59,600 Building $189,730	$249,330 (-) Land $59,600 Building $189,730
2023	$1,478.00 (+17.86%)	$249,330 (+46.12%) Land $59,600 Building $189,730	$249,330 (+46.12%) Land $59,600 Building $189,730
2022	$1,254.00	$170,630 Land $56,000 Building $114,630	$170,630 Land $56,000 Building $114,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 252 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	252 in force
Nearby Flood Claims	137 (1991–2025)
Claims Outside the SFHA	3 of 137
Most Recent Claim	Oct 2025 · river or lake flooding
Claims by Event	Hurricane Irene, Aug 2011 · 7 claims Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 9 claims Hurricane Isabel, Sep 2003 · 91 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 58% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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