3420 Foxborough Cir, Saint Charles, MO 63301 Property Records

St. Charles County property record for 3420 Foxborough Cir, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,467 sqft · built 1987
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Deeds & Mortgages	Feb 2020 Mortgage Oct 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A870003863`

Property Details

APN / Parcel Number

Primary APN	`A870003863`
Alternative APN	`6-0015-6116-00-0031.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,467 sqft Living Area
Gross Area	4,255 sqft
1st Floor Area	1,320 sqft
Basement Area	1,231 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	557 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	257 sqft
Patio Area	255 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A870003863
Street Address	3420 FOXBOROUGH CIR
City	SAINT CHARLES
State	MO
Zip	63301-4102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOXBOROUGH EST #1 LOT 31
Legal Subdivision	FOXBOROUGH EST #1
Legal Lot Number	31
Jurisdiction	ST CHARLES MO
Township / Civil Division	ZUMBEHL
Census Block Group	1
Census Block	1005
Census Tract	310801

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3420 FOXBOROUGH CIR, SAINT CHARLES, MO 63301-4102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2020	Deed of Trust, Mortgage OTHER INSTITUTIONAL LENDERS
Oct 11, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Jun 6, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 29, 2002
Transfer Doc	0000096608
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	3420 FOXBOROUGH CIR, SAINT CHARLES, MO 63301-4102
Document Number	0072360001
Instrument Date	Feb 18, 2020
Transaction Type	Mortgage
Record Updated	Mar 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3420 FOXBOROUGH CIR ST CHARLES MO 633014102, ST CHARLES, MO 63301-4102

Mortgage

Document Number	0072360001
Date	Feb 24, 2020
Book Page	007236/000001
Instrument	111740

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	FLINT, MI 48501-2026

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Feb 23, 2035

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	3420 FOXBOROUGH CIR, SAINT CHARLES, MO 63301-4102
Document Number	0070022353
Instrument Date	Oct 11, 2018
Transaction Type	Mortgage
Record Updated	Dec 3, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3420 FOXBOROUGH CIR ST CHARLES MO 633014102, ST CHARLES, MO 63301-4102

Mortgage

Document Number	0070022353
Date	Nov 14, 2018
Book Page	007002/002353
Instrument	645410

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 13, 2048

Interest

Rate Type	Adjustable Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	3420 FOXBOROUGH CIR, SAINT CHARLES, MO 63301-4102
Document Number	0067582362
Book / Page	006758 / 002362
Instrument Date	Jun 6, 2017
Transaction Type	Mortgage
Record Updated	Jun 20, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3420 FOXBOROUGH CIR ST CHARLES MO 633014102, ST CHARLES, MO 63301-4102

Mortgage

Document Number	0067582362
Date	Jun 14, 2017
Book Page	006758/002362
Instrument	362980

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 13, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$73,973 (+7.44%)	$389,331 (+7.44%) Land $70,000 Building $319,331
2023	$68,851
2022		$362,372 Land $55,000 Building $307,372

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1979–1986)
Most Recent Claim	Oct 1986 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Oct 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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