3412 Foxborough Cir, Saint Charles, MO 63301 Property Records

St. Charles County property record for 3412 Foxborough Cir, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,298 sqft · built 1993
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$444,500 (Jan 2022)
Tax Bill	$4,675 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A870003865`

Property Details

APN / Parcel Number

Primary APN	`A870003865`
Alternative APN	`6-0015-6116-00-0033.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,298 sqft Living Area
Gross Area	4,119 sqft
1st Floor Area	1,226 sqft
Basement Area	1,184 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Bi-Level
Exterior Material	Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	305 sqft
Deck Area	Deck Area
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A870003865
Street Address	3412 FOXBOROUGH CIR
City	SAINT CHARLES
State	MO
Zip	63301-4102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOXBOROUGH EST #1 LOT 33
Legal Subdivision	FOXBOROUGH EST #1
Legal Lot Number	33
Jurisdiction	ST CHARLES MO
Township / Civil Division	ZUMBEHL
Census Block Group	1
Census Block	1005
Census Tract	310801

Owner

Source: St. Charles County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3412 FOXBOROUGH CIR, SAINT CHARLES, MO 63301-4102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOMESITE MORTGAGE LLC
Jan 25, 2022	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Apr 30, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage HOMESITE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2022 · Amount on Record
Deed Sale	Jan 25, 2022 · Amount on Record
Prior Sale	Jun 25, 2009 · Amount on Record
Deed Document Number	20224989
Prior Transfer Date	Jan 20, 2021
Prior Transfer Doc	0000038318
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	3412 FOXBOROUGH CIR, SAINT CHARLES, MO 63301-4102
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3412 FOXBOROUGH CIR, SAINT CHARLES, MO 63301-4102

Mortgage

Document Number	0000005906
Date	Jan 28, 2022
Instrument	2022R-005906

Lender

Name	HOMESITE MORTGAGE LLC
Type	Mortgage Company
Address	UTICA, MI 48315

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.99%
Change Frequency	Quarterly
Min Rate At Change	6.99%
Max Rate At Change	14.9%
Index	1-Year LIBOR
Margin	8
Max Rate	14.9%

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 25, 2022
Property Address	3412 FOXBOROUGH CIR, SAINT CHARLES, MO 63301-4102
Document Number	0000004989
Map Reference	MB 26 PG 33
Instrument Date	Jan 21, 2022
Instrument	2022R-004989
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	311 DEEP RAVINE CT, SAINT CHARLES, MO 63301-4558

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3412 FOXBOROUGH CIR, SAINT CHARLES, MO 63301-4102

Mortgage

Document Number	0000004990
Date	Jan 25, 2022
Instrument	2022R-004990

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Apr 30, 2021
Property Address	3412 FOXBOROUGH CIR, SAINT CHARLES, MO 63301-4102
Document Number	0000038318
Map Reference	MB 26 PG 33
Instrument Date	Jan 20, 2021
Instrument	2021R-038318
Transaction Type	Transfer
Record Updated	Jan 17, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 WATERFRONT GRV, SAINT CHARLES, MO 63303-4816

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3412 FOXBOROUGH CIR, SAINT CHARLES, MO 63301-4102

Mortgage

Document Number	0000038319
Date	Apr 30, 2021
Instrument	2021R-038319

Lender

Name	HOMESITE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$74,803 (-)	$393,699 (-) Land $70,000 Building $323,699
2025	$4,675.00	$74,803 (+7.14%)	$393,699 (+7.14%) Land $70,000 Building $323,699
2023		$69,819
2022			$367,469 Land $55,000 Building $312,469

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1979–1986)
Most Recent Claim	Oct 1986 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Oct 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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