Grundy County property record for 3420 Cardinal Ln, Morris, IL 60450
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $190,000 (Mar 2026) |
| Tax Bill | $4,373 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Mar 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-16-428-003 |
| Primary APN | 06-16-428-003 |
|---|
| Lot Area | 14,375 sqft (0.33 acres) |
|---|
| Street Address | 3420 CARDINAL LN |
|---|---|
| City | MORRIS |
| State | IL |
| Zip | 60450-9728 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SO GOOSE LAKE SUB 2 LT 31 SEC 16-33-8 |
| Legal Range | 08W |
| Legal Township | 33N |
| Legal Section | 16 |
| Legal Subdivision | SO GOOSE LAKE SUBDIVISION |
| Legal Lot Number | 31 |
| Jurisdiction | GRUNDY IL |
| Township / Civil Division | GOOSE LAKE |
| Census Block Group | 1 |
| Census Block | 1070 |
| Census Tract | 700 |
3420 Cardinal Ln is owned and occupied by two individuals who bought it in March 2026.
Source: Grundy County records, as of June 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 315 W DIVISION ST, COAL CITY, IL 60416-1412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 6, 2026 | Deed of Trust, Mortgage · Line of Credit GRUNDY BANK |
| Mar 18, 2026 | Administrator's Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 18, 2026 · Amount on File |
| Deed Sale | Mar 18, 2026 · Amount on File |
| Deed Document Number | 2026637637 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRUNDY IL |
| Recording Date | Apr 6, 2026 |
| Property Address | 3420 CARDINAL LN, MORRIS, IL 60450 |
| Document Number | 0000637997 |
| Instrument Date | Apr 1, 2026 |
| Instrument | 2026637997 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 558 W MAIN ST, BRAIDWOOD, IL 60408-1924 |
| Document Number | 0000637997, |
|---|---|
| Date | Apr 6, 2026 |
| Instrument | 2026637997 |
| Name | GRUNDY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.75% |
|---|---|
| Max Rate | -1% |
| Document Type | Administrator's Deed |
|---|---|
| Jurisdiction | GRUNDY IL |
| Recording Date | Mar 18, 2026 |
| Property Address | 3420 CARDINAL LN, MORRIS, IL 60450 |
| Document Number | 0000637637 |
| Map Reference | PB D PG 61 DOC202147 |
| Instrument Date | Mar 11, 2026 |
| Instrument | 637637 |
| Transaction Type | Transfer |
| Record Updated | Apr 8, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $285.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3420 CARDINAL LN, MORRIS, IL 60450 |
The 2025 property tax bill for 3420 Cardinal Ln was $4,373 with a homeowner's exemption, up 5.5% from the year before.
Source: Grundy County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Grundy County |
| County Subdivision | Goose Lake Township |
| Unified School District | Coal City Community Unit School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,373.00 (+5.48%) Homeowner's exemption | $85,788 (+5.47%) Land $15,958 Building $69,830 | $257,364 (+5.47%) Land $47,874 Building $209,490 |
| 2024 | $4,146.00 | $81,338 Land $15,130 Building $66,208 | $244,014 Land $45,390 Building $198,624 |
| 2022 | $3,245.00 Homeowner's exemption | $69,667 Land $12,959 Building $56,708 | $209,001 Land $38,877 Building $170,124 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3420 Cardinal Ln in Zone X, an area of minimal flood risk, though there have been 110 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 26 policies |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 110 (1978–2023) |
| Claims Outside the SFHA | 4 of 110 |
| Most Recent Claim | May 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3420 Cardinal Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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