3400 Cardinal Ln, Morris, IL 60450 Property Records

Grundy County property record for 3400 Cardinal Ln, Morris, IL 60450

Property Summary

Property TypeSingle Family Home
Details1,300 sqft · built 1972
Lot Size0.33 acres (14,375 sqft)
OwnerIndividual Name on File
Last Sale$168,500 (Nov 2014)
Tax Bill$3,953 (2025)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN06-16-428-004

Property Details

APN / Parcel Number

Primary APN06-16-428-004

Interior

Building Area1,300 sqft Total Area

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Lot Area14,375 sqft (0.33 acres)

Location & Zoning

Street Address3400 CARDINAL LN
CityMORRIS
StateIL
Zip60450-9728
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSO GOOSE LAKE SUB 2 LT 32 SEC 16-33-8
Legal Range08W
Legal Township33N
Legal Section16
Legal SubdivisionSO GOOSE LAKE SUBDIVISION
Legal Lot Number32
JurisdictionGRUNDY IL
Township / Civil DivisionGOOSE LAKE
Census Block Group1
Census Block1070
Census Tract700

Owner

3400 Cardinal Ln is owned and occupied by an individual who bought it in November 2014.

Source: Grundy County records, as of June 30, 2026

Owner of RecordIndividual Name on File
Mailing Address3400 CARDINAL LN, MORRIS, IL 60450-9728
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 25, 2014 · Amount on File
Deed SaleNov 25, 2014 · Amount on File
Deed Document Number2014550806
Prior Transfer DateNov 24, 2014
Prior Transfer Doc0000550806
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRUNDY IL
Property Address3400 CARDINAL LN, MORRIS, IL 60450-9728
Transaction TypeMortgage
Record UpdatedJan 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000607183
DateSep 16, 2021
Instrument607183
Lender
NameWELLS FARGO BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3400 Cardinal Ln was $3,953 with a homeowner's exemption.

Source: Grundy County assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyGrundy County
County SubdivisionGoose Lake Township
Unified School DistrictCoal City Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,953.00$77,548 Land $15,958 Building $61,590$232,644 Land $47,874 Building $184,770
2022$2,904.00 Homeowner's exemption$62,976 Land $12,959 Building $50,017$188,928 Land $38,877 Building $150,051

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3400 Cardinal Ln in Zone X, an area of minimal flood risk, though there have been 110 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 26 policies
Nearby Flood Policies26 in force
Nearby Flood Claims110 (1978–2023)
Claims Outside the SFHA4 of 110
Most Recent ClaimMay 2023 · other causes
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 6 claims
  • Severe Storms And Flooding, Sep 2008 · 20 claims
  • Severe Storms & Flooding, Feb 1985 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3400 Cardinal Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Watch TV.

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