342 Wunder Bear Rdg, Morganton, GA 30560 Property Records

Fannin County property record for 342 Wunder Bear Rdg, Morganton, GA 30560

Property Summary

Property Type	Seasonal / Vacation Home
Details	4 ba · 2,345 sqft · built 2003
Lot Size	0.81 acres (35,284 sqft)
Owner	Individual Name on Record
Last Sale	$437,500 (Jan 2016)
Tax Bill	$2,181 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0007 0131A`

Property Details

APN / Parcel Number

Primary APN	`0007 0131A`
Alternative APN	`22075`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	2,345 sqft Heated Area
Basement Area	938 sqft
Finished Basement	938 sqft
Flooring	Hardwood
Interior Walls	Wood
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Architectural Style	Other
Exterior Material	Wood
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	35,284 sqft (0.81 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	596 sqft
Deck Area	48 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	22075
Old Parcel Number	00070131A
Street Address	342 WUNDER BEAR RDG
City	MORGANTON
State	GA
Zip	30560-6812
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	RESIDENTIAL
Legal Description	8-1 LL204 LT12 DB1153-798* 0.810 AC
Legal Subdivision	BEAR CRK TRAILS SD
Legal Lot Number	12
Jurisdiction	FANNIN GA
Township / Civil Division	MORGANTON
Census Block Group	1
Census Block	1029
Census Tract	50500

Owner

Source: Fannin County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1215 ADDISON LN, JOHNS CREEK, GA 30005-5005
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL
Nov 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2016 · Amount on Record
Deed Sale	Jan 22, 2016 · Amount on Record
Deed Document Number	0001153798
Deed Book / Page	1153 / 798
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN GA
Property Address	342 WUNDER BEAR RDG, MORGANTON, GA 30560-6812
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	342 WUNDER BEAR RDG, MORGANTON, GA 30560-6812

Mortgage

Document Number	0000001387/0000000642
Date	Nov 25, 2020
Book Page	0000001387/0000000642

Lender

Name	CARDINAL FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2035

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN GA
Property Address	342 WUNDER BEAR RDG, MORGANTON, GA 30560-6812
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	342 WUNDER BEAR RDG, MORGANTON, GA 30560-6812

Mortgage

Document Number	0000001387/0000000642
Date	Nov 25, 2020
Book Page	0000001387/0000000642

Lender

Name	CARDINAL FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2035

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Fannin County
Unified School District	Fannin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,181.00 (-22.88%)	$240,422 (+20.75%) Land $12,800 Building $227,622	$601,055 (+20.75%) Land $32,000 Building $569,055
2023		$199,103 (-1.29%) Land $12,800 Building $186,303	$497,757 (-1.29%) Land $32,000 Building $465,757
2022	$2,828.00	$201,708 Land $12,800 Building $188,908	$504,270 Land $32,000 Building $472,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Apr 2025

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 79% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10

Cell Coverage

5G (outdoors only) and 4G LTE

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