342 W 2nd St, Bound Brook, NJ 08805 Property Records

Somerset County and Bound Brook Borough property record for 342 W 2nd St, Bound Brook, NJ 08805

Property Summary

Property Type	Single Family Home
Details	1,708 sqft · built 1919
Lot Size	0.175 acres (7,601 sqft)
Owner	Company Name on File
Last Sale	$275,500 (Feb 2019)
Tax Bill	$10,302 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Feb 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`04-00029-0000-00022`

Property Details

APN / Parcel Number

Primary APN	`04-00029-0000-00022`
Alternative APN	`040002900022`

Interior

Stories	2 Stories
Building Area	1,708 sqft Living Area

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Construction Type	Frame
Lot Area	7,601 sqft (0.175 acres)
Lot Dimensions	152 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	342 W 2ND ST
City	BOUND BROOK
State	NJ
Zip	08805-1834
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Subdivision	EVERGREENS SEC 02
Legal Block	29
Legal Lot Number	22
Jurisdiction	SOMERSET NJ
Township / Civil Division	BOUND BROOK
Census Block Group	3
Census Block	3006
Census Tract	51200

Owner

342 W 2nd St is owned by a company that bought it in February 2019.

Source: Somerset County and Bound Brook Borough records, as of July 7, 2026

Owner of Record	Company Name on File
Mailing Address	20 TEMPLAR DR, WATCHUNG, NJ 07069-6427
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 28, 2019	Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Nov 17, 2017	Deed of Trust, Mortgage GREENWAY MTG FNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2019 · Amount on File
Deed Sale	Feb 28, 2019 · Amount on File
Prior Sale	May 12, 2008 · Amount on File
Deed Document Number	20196801
Deed Book / Page	7102 / 2616
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	342 W 2ND ST, BOUND BROOK, NJ 08805-1834
Transaction Type	Mortgage
Record Updated	Sep 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053765
Date	Sep 7, 2021
Book Page	7380/62
Instrument	2021053765

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

February 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Feb 28, 2019
Property Address	342 W 2ND ST, BOUND BROOK, NJ 08805-1834
Document Number	0000006801
Book / Page	7102 / 2616
Map Reference	MAP 63-B
Instrument Date	Jan 8, 2019
Instrument	2019006801
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	EXECUTIVE ABSTRACT TTL AGCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,523.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14 VALLEY RD, 14, ALTON, NH 03809-5056

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	342 W 2ND ST, BOUND BROOK, NJ 08805-1834

Mortgage

Document Number	0000006802
Date	Feb 28, 2019
Instrument	2019006802

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	342 W 2ND ST, BOUND BROOK, NJ 08805-1834
Document Number	0000047559
Book / Page	007006 / 003887
Instrument Date	Nov 17, 2017
Transaction Type	Mortgage
Record Updated	Dec 8, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10 MORRISON AVE BERNARDSVILLE NJ 079242536, BERNARDSVILLE, NJ 07924-2536

Mortgage

Document Number	0000047559
Date	Nov 27, 2017
Book Page	007006/003887
Instrument	47559

Lender

Name	GREENWAY MTG FNDG
Type	Mortgage Company
Address	MIDDLETOWN, NJ 07748

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 26, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 342 W 2nd St was $10,302, up 3.1% from the year before.

Source: Somerset County and Bound Brook Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Bound Brook Borough
Unified School District	Bound Brook Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$536,800 (+15%) Land $257,000 Building $279,800	$536,800 (+15%) Land $257,000 Building $279,800
2025	$10,302.00 (+3.08%)	$466,800 Land $237,000 Building $229,800	$466,800 Land $237,000 Building $229,800
2024	$9,994.00
2023		$415,200 Land $197,000 Building $218,200	$415,200 Land $197,000 Building $218,200
2022	$9,571.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 342 W 2nd St in Zone X, an area of moderate flood risk, though there have been 590 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	590 (1979–2021)
Claims Outside the SFHA	83 of 590
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Severe Storms And Flooding, Apr 2010 · 119 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 198 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 147 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 342 W 2nd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T.

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