340 W 2nd St, Bound Brook, NJ 08805 Property Records

Somerset County and Bound Brook Borough property record for 340 W 2nd St, Bound Brook, NJ 08805

Property Summary

Property Type	Single Family Home
Details	1,960 sqft · built 1937
Lot Size	0.175 acres (7,601 sqft)
Owner	2 Individual Names on Record
Last Sale	$151,000 (Apr 2018)
Tax Bill	$11,713 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jun 2020 Loan Modification + 1 more
Flood Zone	Zone X (moderate risk)
APN	`04-00029-0000-00021`

Property Details

APN / Parcel Number

Primary APN	`04-00029-0000-00021`
Alternative APN	`040002900021`

Interior

Stories	2 Stories
Building Area	1,960 sqft Living Area

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Construction Type	Frame
Lot Area	7,601 sqft (0.175 acres)
Lot Dimensions	152 ft deep x 50 ft wide
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	340 W 2ND ST
City	BOUND BROOK
State	NJ
Zip	08805-1834
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Subdivision	EVERGREENS SEC 02
Legal Block	29
Legal Lot Number	21
Jurisdiction	SOMERSET NJ
Township / Civil Division	BOUND BROOK
Census Block Group	3
Census Block	3006
Census Tract	51200

Owner

Source: Somerset County and Bound Brook Borough records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 TEMPLAR DR, WATCHUNG, NJ 07069-6427
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jun 19, 2020	Loan Modification, Mortgage · Line of Credit PENNYMAC
Dec 6, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2018 · Amount on Record
Deed Sale	Apr 24, 2018 · Amount on Record
Prior Sale	Sep 23, 1999 · Amount on Record
Deed Document Number	201814974
Deed Book / Page	7038 / 2753
Last Transfer Date	Dec 4, 2018
Transfer Doc	0000045249
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	340 W 2ND ST, BOUND BROOK, NJ 08805-1834
Transaction Type	Mortgage
Record Updated	Sep 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053730
Date	Sep 7, 2021
Book Page	7379/3720
Instrument	2021053730

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SOMERSET NJ
Property Address	340 W 2ND ST, BOUND BROOK, NJ 08805-1834
Document Number	0000043665
Instrument Date	Jun 19, 2020
Transaction Type	Mortgage
Record Updated	Oct 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 SANDFORD AVE NORTH PLAINFIELD NJ 070604322, NORTH PLAINFIELD, NJ 07060-4322

Mortgage

Document Number	0000043665
Date	Sep 21, 2020
Book Page	007250/001373
Instrument	43665

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.75%

December 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SOMERSET NJ
Recording Date	Dec 6, 2018
Property Address	340 W 2ND ST, BOUND BROOK, NJ 08805-1834
Document Number	0000045249
Book / Page	7087 / 1936
Map Reference	MAP 63-B
Instrument Date	Dec 4, 2018
Instrument	2018045249
Transaction Type	Transfer
Record Updated	Nov 5, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16 GILDERSLEEVE PL, 16, WATCHUNG, NJ 07069-6307

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 GILDETSLEEVE PLACE, WATCHUNG, NJ 07069-6307

Mortgage

Document Number	0000045250
Date	Dec 6, 2018
Instrument	2018045250

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Somerset County and Bound Brook Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Bound Brook Borough
Unified School District	Bound Brook Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$609,100 (+14.77%) Land $257,000 Building $352,100	$609,100 (+14.77%) Land $257,000 Building $352,100
2025	$11,713.00 (+2.72%)	$530,700 (+11.52%) Land $237,000 Building $293,700	$530,700 (+11.52%) Land $237,000 Building $293,700
2024	$11,403.00 (+3.61%)
2023		$475,900 Land $197,000 Building $278,900	$475,900 Land $197,000 Building $278,900
2022	$11,006.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	590 (1979–2021)
Claims Outside the SFHA	83 of 590
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Severe Storms And Flooding, Apr 2010 · 119 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 198 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 147 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T.

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