342 Scott Rd, Cumberland, RI 02864 Property Records

Cumberland Town property record for 342 Scott Rd, Cumberland, RI 02864

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,340 sqft · built 2001
Lot Size	0.857 acres (37,331 sqft)
Owner	2 Individual Names on File
Last Sale	$217,500 (Mar 2001)
Tax Bill	$6,368 (2025)
Deeds & Mortgages	Oct 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`133-02`

Property Details

APN / Parcel Number

Primary APN	`133-02`
Alternative APN	`CUMB M:066 B:0096 L:000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,340 sqft Living Area
Gross Area	3,957 sqft
1st Floor Area	1,220 sqft
Basement Area	624 sqft
Unfinished Basement	624 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	37,331 sqft (0.857 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	133-02
Street Address	342 SCOTT RD
City	CUMBERLAND
State	RI
Zip	02864-2830
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	30
Legal Block	96
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	4
Census Block	4021
Census Tract	11405

Owner

Source: Cumberland Town records · APN 133-02

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	342 SCOTT RD, CUMBERLAND, RI 02864-2830
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 02, 2001 · Amount on Record
Deed Sale	Mar 02, 2001 · Amount on Record
Deed Book / Page	895 / 79
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	342 SCOTT RD, CUMBERLAND, RI 02864-2830
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1861-671
Date	Oct 30, 2020
Book Page	1861/671
Instrument	118594

Lender

Name	HOMESTAR MORTAGE INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Nov 01, 2040

Tax Assessment & Valuation

Source: Cumberland Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$6,368.00 (+5.59%)	$519,000 (-) Land $162,500 Building $356,500
2023	$6,031.00 (+4.04%)	$519,000 (+34.21%) Land $162,500 Building $356,500
2022	$5,797.00	$386,700 Land $116,100 Building $270,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 22, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

Based on FCC filings for 42 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWN OF CUMBERLAND serves 21,235 people
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.