340 Scott Rd, Cumberland, RI 02864 Property Records

Cumberland Town property record for 340 Scott Rd, Cumberland, RI 02864

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 972 sqft · built 2016
Lot Size0.244 acres (10,629 sqft)
OwnerIndividual Name on Record
Last Sale$529,900 (Dec 2024)
Tax Bill$4,691 (2026)
Deeds & MortgagesDec 2024 Sale & Mortgage
Oct 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN1-0027-72

Property Details

APN / Parcel Number

Primary APN1-0027-72
Alternative APNs
  • CUMB M:066 B:0095 L:000
  • 9991-39

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area972 sqft Living Area
Gross Area2,060 sqft
1st Floor Area972 sqft
Basement Area912 sqft
Unfinished Basement912 sqft

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,629 sqft (0.244 acres)
Garage TypeBasement
Parking Spaces1 Parking Space
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number1-0027-72
Street Address340 SCOTT RD
CityCUMBERLAND
StateRI
Zip02864-2830
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code30
Legal Block95
JurisdictionCUMBERLAND RI
Township / Civil DivisionCUMBERLAND
Census Block Group4
Census Block4021
Census Tract11405

Owner

Source: Cumberland Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address340 SCOTT RD, CUMBERLAND, RI 02864-2830
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Dec 13, 2024Warranty Deed, Transfer · Stand-Alone First Mortgage
LOANDEPOT.COM LLC
Oct 2, 2023Warranty Deed, Transfer · Stand-Alone First Mortgage
MOVEMENT MORTGAGE
Aug 11, 2020Warranty Deed, Transfer · Stand-Alone First Mortgage
NORTHPOINTE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 13, 2024 · Amount on Record
Deed SaleDec 13, 2024 · Amount on Record
Prior SaleOct 2, 2023 · Amount on Record
Deed Document Number2024147132
Deed Book / Page1993 / 21
Record UpdatedOct 29, 2026

December 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND RI
Recording DateDec 13, 2024
Property Address340 SCOTT RD, CUMBERLAND, RI 02864-2830
Document Number0001993-21
Book / Page1993 / 21
Instrument DateDec 13, 2024
Instrument147132
Transaction TypeTransfer
Record UpdatedMar 19, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address340 SCOTT RD, CUMBERLAND, RI 02864-2830
InvestorPossibly a Property Investor

Mortgage

Document Number0000147133
DateDec 13, 2024
Instrument147133
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND RI
Recording DateOct 2, 2023
Property Address340 SCOTT RD, CUMBERLAND, RI 02864-2830
Document Number001965-149
Book / Page1965 / 149
Instrument DateOct 2, 2023
Instrument140868
Transaction TypeTransfer
Record UpdatedMar 19, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address340 SCOTT RD, CUMBERLAND, RI 02864-2830

Mortgage

Document Number0000140869
DateOct 2, 2023
Instrument140869
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND RI
Recording DateAug 11, 2020
Property Address340 SCOTT RD, CUMBERLAND, RI 02864-2830
Document Number1849-806
Book / Page1849 / 806
Instrument DateAug 11, 2020
Instrument116215
Transaction TypeTransfer
Record UpdatedJun 4, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address340 SCETT READ, CUMBERLAND, RI
InvestorPossibly a Property Investor

Mortgage

Document Number116216
DateAug 11, 2020
Instrument116216
Lender
NameNORTHPOINTE BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCumberland Town
Unified School DistrictCumberland School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,691.00 (+1.62%)$468,600 (+24.56%) Land $213,300 Building $255,300$489,603
2025$4,616.00 (+5.61%)$376,200 (-) Land $142,200 Building $234,000
2023$4,371.00 (-5.39%)$376,200 (+22.06%) Land $142,200 Building $234,000
2022$4,620.00$308,200 Land $101,500 Building $206,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CUMBERLAND
serves 21,235 people · EPA ID RI1647530
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber
980 / 880

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