Kenton County property record for 342 Riverbend Dr, Ludlow, KY 41016
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2.5 ba · 1,793 sqft · built 2006 |
| Lot Size | 0.041 acres (1,793 sqft) |
| Owner | Individual Name on File |
| Last Sale | $480,000 (Nov 2024) |
| Tax Bill | $6,268 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Jul 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 840-20-01-018.21 |
| Primary APN | 840-20-01-018.21 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,793 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Lot Area | 1,793 sqft (0.041 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 342 RIVERBEND DR |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41016-1710 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | RIVERS BREEZE SEC 6 UNIT 18-201 1793 SF WESTHAMPTON LEFT END |
| Legal Subdivision | RIVERS BREEZE |
| Legal Phase | 6 |
| Legal Lot Number | 18-201 |
| Legal Unit | 18-201 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 63800 |
342 Riverbend Dr, a condominium, is owned by an individual who acquired it in July 2026.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 342 RIVERBEND DR, 201, COVINGTON, KY 41016-1710 |
| Owner Type | Individual |
| Vesting | Unmarried Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 11, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage HUNTINGTON NATIONAL BANK |
| Jul 27, 2023 | Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC |
| Nov 5, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Sep 14, 2011 | Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 19, 2024 · Amount on File |
| Deed Sale | Nov 19, 2024 · Amount on File |
| Prior Sale | Nov 5, 2020 · Amount on File |
| Deed Document Number | 20242 |
| Deed Book / Page | 315 / 608 |
| Last Transfer Date | Jul 31, 2026 |
| Transfer Doc | 0000017960 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 11, 2026 |
| Property Address | 342 RIVERBEND DR, COVINGTON, KY 41016-1710 |
| Document Number | 0000017960 |
| Book / Page | 478 / 229 |
| Instrument Date | Jul 31, 2026 |
| Instrument | 202617960 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000017961, |
|---|---|
| Date | Aug 11, 2026 |
| Instrument | 2026081117961 |
| Name | HUNTINGTON NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 342 RIVERBEND DR, LUDLOW, KY 41016-1710 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2023 |
| Name | Verified Name |
|---|---|
| Address | 342 RIVERBEND DR, COVINGTON, KY 41016-1710 |
| Document Number | 0005900086 |
|---|---|
| Date | Jul 27, 2023 |
| Book Page | KCM 479/418 |
| Instrument | 23072705900086 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Address | ALEXANDRIA, KY 41001 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jul 25, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Nov 5, 2020 |
| Property Address | 342 RIVERBEND DR, LUDLOW, KY 41016-1710 |
| Document Number | 0000000202 |
| Book / Page | 000053 / 000479 |
| Instrument Date | Oct 15, 2020 |
| Instrument | 202 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $412.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 342 RIVERBEND DR COVINGTON KY 410161710, COVINGTON, KY 41016-1710 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 342 RIVERBEND DR, LUDLOW, KY 41016-1710 |
| Document Number | 0000000203 |
| Instrument Date | Sep 14, 2011 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 342 RIVERBEND DR COVINGTON KY 410161710, COVINGTON, KY 41016-1710 |
| Document Number | 0000000203 |
|---|---|
| Date | Nov 5, 2020 |
| Book Page | 00M120/000792 |
| Instrument | 203 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 4, 2050 |
The 2025 property tax bill for 342 Riverbend Dr was $6,268.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Ludlow City |
| Unified School District | Ludlow Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $480,000 (-) Building $480,000 | $480,000 (-) Building $480,000 | |
| 2025 | $6,268.00 | $480,000 Building $480,000 | $480,000 Building $480,000 |
| 2023 | $5,302.00 | $412,000 Building $412,000 | $412,000 Building $412,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 342 Riverbend Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 342 Riverbend Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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