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334 Riverbend Dr, Ludlow (Covington), KY 41016 Property Records

Kenton County property record for 334 Riverbend Dr, Ludlow, KY 41016

Property Summary

Property TypeCondominium
Details2 bd · 2.5 ba · 1,735 sqft · built 2007
Lot Size0.04 acres (1,764 sqft)
Owner2 Individual Names on File
Last Sale$420,000 (Mar 2021)
Tax Bill$4,843 (2025)
Deeds & MortgagesMar 2021 Mortgage
Mar 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN840-20-01-019.22

Property Details

APN / Parcel Number

Primary APN840-20-01-019.22

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,735 sqft Finished Area

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleCondo/Apartment
Exterior MaterialBrick
Foundation TypeConcrete
Lot Area1,764 sqft (0.04 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address334 RIVERBEND DR
CityCOVINGTON
StateKY
Zip41016-1710
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionRIVERS BREEZE SEC 6 UNIT 19-202 1764 SF WATERFORD
Legal SubdivisionRIVERS BREEZE
Legal Phase6
Legal Lot Number19-202
Legal Unit202
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group3
Census Block3004
Census Tract63800

Owner

334 Riverbend Dr, a condominium, is owned and occupied by two individuals who bought it in March 2021.

Source: Kenton County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address334 RIVERBEND DR, COVINGTON, KY 41016-1710
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 3, 2021Deed of Trust, Mortgage · VA Mortgage
USAA FSB
Mar 4, 2021Warranty Deed, Transfer · Conventional Mortgage
CALIBER HOME LOANS INC
Jun 11, 2018Warranty Deed, Transfer · VA Mortgage
USAA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 4, 2021 · Amount on File
Deed SaleMar 4, 2021 · Amount on File
Prior SaleJun 11, 2018 · Amount on File
Deed Document Number20215900077
Deed Book / Page75 / 650
Prior Transfer DateApr 30, 2015
Prior Transfer Doc0005900143
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address334 RIVERBEND DR # 202, 202, COVINGTON, KY 41016-1710
Transaction TypeMortgage
Record UpdatedJan 5, 2024
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900248
DateMar 3, 2021
Book Page177/578
Instrument21030305900248
Lender
NameUSAA FSB
TypeBank
AddressSAN ANTONIO, TX 78288
Agreement
TypeVA Mortgage
AmountAmount on Record
Term353 Months
DueAug 1, 2050

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateMar 4, 2021
Property Address334 RIVERBEND DR # 202, 202, COVINGTON, KY 41016-1710
Document Number0005900077
Book / Page75 / 650
Map ReferenceSL 2058&2058A-2058C
Instrument DateFeb 26, 2021
Instrument21030405900077
Transaction TypeTransfer
Record UpdatedJan 5, 2024
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$420.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3600 VICLORY PARKWAY, PITTSBURGH, PA 15237

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address334 RIVERBEND DR, LUDLOW, KY 41016-1710

Mortgage

Document Number0005900078
DateMar 4, 2021
Instrument21030405900078
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2051

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJun 11, 2018
Property Address334 RIVERBEND DR, COVINGTON, KY 41016-1710
Document Number0000000067
Book / Page0C6428 / 000124
Instrument DateJun 7, 2018
Instrument67
Transaction TypeTransfer
Record UpdatedJul 3, 2018
Title Company360 AMERICAN TITLE SERVICES

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$374.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address334 RIVERBEND DR LUDLOW KY 410161710, LUDLOW, KY 41016-1710

Mortgage

Document Number69
DateJun 11, 2018
Book Page0C6428/000127
Instrument69
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJun 10, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 334 Riverbend Dr was $4,843 with a homeowner's exemption.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityLudlow City
Unified School DistrictLudlow Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$420,000 (-) Building $420,000$420,000 (-) Building $420,000
2025$4,843.00 Homeowner's exemption$420,000 Building $420,000$420,000 Building $420,000
2023$5,405.00$420,000 Building $420,000$420,000 Building $420,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 334 Riverbend Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 334 Riverbend Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber		3,000 / 3,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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