Kane County property record for 342 Orchard St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,222 sqft · built 1893 |
| Lot Size | 0.11 acres (4,797 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $101,000 (Aug 1999) |
| Tax Bill | $4,293 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-23-205-020 |
| Primary APN | 06-23-205-020 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 5 Stories |
| Building Area | 1,222 sqft Living Area |
| Gross Area | 2,114 sqft |
| Basement Area | 892 sqft |
| Year Built | Built 1893 |
|---|---|
| Effective Year Built | Effective 1893 |
| Construction Type | Frame |
| Lot Area | 4,797 sqft (0.11 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Street Address | 342 ORCHARD ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7520 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | J C & W H KIMBALLS 3RD ADDN EAST 90.78 FT OF LOT 12 & EAST 90.78 FT SOUTH 6 FT LOT 13 BLOCK 3 |
| Legal Subdivision | J C&W H KIMBALLS 3RD ADDN |
| Legal Block | 2 |
| Legal Lot Number | 12,13 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 851600 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 342 ORCHARD ST, ELGIN, IL 60123-7520 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 27, 1999 · Amount on Record |
| Deed Sale | Aug 27, 1999 · Amount on Record |
| Prior Sale | Apr 4, 1997 · Amount on Record |
| Deed Document Number | 199983774 |
| Last Transfer Date | Apr 20, 2006 |
| Transfer Doc | 0000045458 |
| Record Updated | Oct 29, 2026 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,293.00 (+15.75%) Homeowner's exemption | $64,284 (+8.57%) Land $12,953 Building $51,331 | $192,929 (+8.57%) Land $38,875 Building $154,055 |
| 2024 | $59,210 (+21.39%) Land $11,931 Building $47,279 | $177,701 (+21.44%) Land $35,807 Building $141,894 | |
| 2022 | $3,709.00 (+4.98%) Homeowner's exemption | $48,776 (+6.96%) Land $9,829 Building $38,947 | $146,328 (+6.96%) Land $29,487 Building $116,841 |
| 2021 | $3,533.00 Homeowner's exemption | $45,602 Land $9,189 Building $36,413 | $136,806 Land $27,567 Building $109,239 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1979–1982) |
| Most Recent Claim | Dec 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: T-Mobile.
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