342 N Jackson St, Elgin, IL 60123 Property Records

Kane County property record for 342 N Jackson St, Elgin, IL 60123 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 850 sqft · built 1933
Lot Size	0.127 acres (5,550 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Mar 2019)
Tax Bill	$3,425 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Mar 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-14-132-006`

Property Details

APN / Parcel Number

Primary APN	`06-14-132-006`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	850 sqft Living Area
Gross Area	1,530 sqft
1st Floor Area	850 sqft
Basement Area	680 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1933
Construction Type	Frame
Lot Area	5,550 sqft (0.127 acres)
Lot Dimensions	111 ft deep x 50 ft wide

Location & Zoning

Street Address	342 N JACKSON ST
City	ELGIN
State	IL
Zip	60123-3512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WASHERS SUB LOT 4
Legal Subdivision	WASHERS SUB
Legal Block	1
Legal Lot Number	4
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1003
Census Tract	851102

Owner

Source: Kane County records · APN 06-14-132-006

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	342 N JACKSON ST, ELGIN, IL 60123-3512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 15, 2019	Deed, Transfer · FHA Mortgage HOMETRUST MORTGAGE CORP
Feb 28, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 15, 2019 · Amount on Record
Deed Sale	Mar 15, 2019 · Amount on Record
Deed Document Number	201910238
Prior Transfer Date	Jan 24, 2018
Prior Transfer Doc	0000009318
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	342 N JACKSON ST, ELGIN, IL 60123-3512
Transaction Type	Mortgage
Record Updated	Jul 29, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052945
Date	Jul 12, 2021
Instrument	2021K052945

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	334 Months
Due	May 01, 2049

Interest

Rate	3.25%

March 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Mar 15, 2019
Property Address	342 N JACKSON ST, ELGIN, IL 60123-3512
Document Number	0000010238
Instrument Date	Mar 05, 2019
Instrument	2019K010238
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$125.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	342 N JACKSON ST, ELGIN, IL 60123-3512

Mortgage

Document Number	0000010239
Date	Mar 15, 2019
Instrument	2019K010239

Lender

Name	HOMETRUST MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2049

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Feb 28, 2018
Property Address	342 N JACKSON ST, ELGIN, IL 60123-3512
Document Number	0000009318
Instrument Date	Jan 24, 2018
Instrument	9318
Transaction Type	Transfer
Record Updated	Mar 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	414 DIVISION ST SOUTH ELGIN IL 601771110, SOUTH ELGIN, IL 60177-1110

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,425.00 (+15.71%) Homeowner's exemption
2024		$48,730 (+21.39%) Land $12,862 Building $35,868	$146,248 (+21.44%) Land $38,601 Building $107,647
2022	$2,960.00 (+5.23%) Homeowner's exemption	$40,142 (+6.96%) Land $10,595 Building $29,547	$120,426 (+6.96%) Land $31,785 Building $88,641
2021	$2,813.00 Homeowner's exemption	$37,530 Land $9,906 Building $27,624	$112,590 Land $29,718 Building $82,872

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898511021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	3 (1978–2009)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2009, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 381 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
Opiquad	Fixed Wireless (unlicensed)	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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