341 N Jackson St, Elgin, IL 60123 Property Records

Kane County property record for 341 N Jackson St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,178 sqft · built 1938
Lot Size	0.27 acres (11,755 sqft)
Owner	2 Individual Names on Record
Last Sale	$193,000 (Jul 2018)
Tax Bill	$5,112 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-14-133-001`

Property Details

APN / Parcel Number

Primary APN	`06-14-133-001`

Interior

Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	5 Stories
Building Area	1,178 sqft Living Area
Gross Area	1,963 sqft
Basement Area	785 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Construction Type	Frame
Lot Area	11,755 sqft (0.27 acres)
Lot Width	87 ft Width
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	341 N JACKSON ST
City	ELGIN
State	IL
Zip	60123-3511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W C KIMBALLS 2ND ADD EX SOUTH 16 FT LOT 1 BLK 49
Legal Subdivision	W C KIMBALLS 2ND ADD
Legal Block	49
Legal Lot Number	1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1003
Census Tract	851102

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	341 N JACKSON ST, ELGIN, IL 60123-3511
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2020	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Oct 6, 2021	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Jul 31, 2018	Warranty Deed, Transfer · FHA Mortgage OCMBC INC
Jan 12, 2018	Warranty Deed, Transfer · Conventional Mortgage TCF NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2018 · Amount on Record
Deed Sale	Jul 31, 2018 · Amount on Record
Prior Sale	Jan 12, 2018 · Amount on Record
Deed Document Number	201836933
Last Transfer Date	May 15, 2025
Transfer Doc	0000020314
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	341 N JACKSON ST, ELGIN, IL 60123-3511
Transaction Type	Mortgage
Record Updated	Nov 10, 2021
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	341 NORTH JACKSON STRE, ELGIN, IL 60123-3511

Mortgage

Document Number	0000056451
Date	Sep 28, 2020
Instrument	2020K056451

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	335 Months
Due	Aug 1, 2048

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	341 N JACKSON ST, ELGIN, IL 60123-3511
Transaction Type	Mortgage
Record Updated	Oct 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000075777
Date	Oct 6, 2021
Instrument	2021K075777

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Interest

Rate	2.87%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 31, 2018
Property Address	341 N JACKSON ST, ELGIN, IL 60123-3511
Document Number	0000036933
Instrument Date	Jul 13, 2018
Instrument	36933
Transaction Type	Transfer
Record Updated	Mar 28, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$289.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	341 N JACKSON ST ELGIN IL 601233511, ELGIN, IL 60123-3511

Mortgage

Document Number	36934
Date	Jul 31, 2018
Instrument	36934

Lender

Name	OCMBC INC
Address	IRVINE, CA 92612

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2048

Interest

Rate Type	Fixed Rate

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 12, 2018
Property Address	341 N JACKSON ST, ELGIN, IL 60123-3511
Document Number	0000002070
Instrument Date	Jan 3, 2018
Instrument	2018K002070
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	ATTORNEYS TITLE GUARANTY FUN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$107.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	341 N JACKSON ST, ELGIN, IL 60123-3511

Mortgage

Document Number	0000002071
Date	Jan 12, 2018
Instrument	2018K002071

Lender

Name	TCF NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,112.00 (+15.81%)	$75,012 (+8.57%) Land $23,998 Building $51,014	$225,126 (+8.57%) Land $72,023 Building $153,103
2024		$69,091 (+21.4%) Land $22,104 Building $46,987	$207,356 (+21.44%) Land $66,339 Building $141,017
2022	$4,414.00 (+4.82%) Homeowner's exemption	$56,914 (+6.96%) Land $18,208 Building $38,706	$170,742 (+6.96%) Land $54,624 Building $116,118
2021	$4,211.00 Homeowner's exemption	$53,210 Land $17,023 Building $36,187	$159,630 Land $51,069 Building $108,561

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1978–2009)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Fox Valley Internet Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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