342 Mountain View Dr, Keyser, WV 26726 Property Records

Mineral County property record for 342 Mountain View Dr, Keyser, WV 26726

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,248 sqft · built 1975
Lot Size	0.474 acres (20,647 sqft)
Owner	2 Individual Names on File
Last Sale	$139,000 (May 2019)
Tax Bill	$759 (2026)
Deeds & Mortgages	Nov 2023 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-12E-0051.0000`

Property Details

APN / Parcel Number

Primary APN	`06-12E-0051.0000`
Alternative APN	`29-06-12E-0051.0000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	2,496 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	20,647 sqft (0.474 acres)
Lot Dimensions	181 ft deep x 114 ft wide
Terrain	Rolling
Garage Type	Basement
Porch	Porch
Porch Area	60 sqft
Patio Area	916 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	342 MOUNTAIN VIEW DR
City	KEYSER
State	WV
Zip	26726-8237
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 30 1ST ADD TO PARIS SMITH S-DIV
Legal Lot Number	30
Jurisdiction	MINERAL WV
Township / Civil Division	2
Census Block Group	1
Census Block	1001
Census Tract	10600

Owner

342 Mountain View Dr is owned and occupied by two individuals who bought it in May 2019.

Source: Mineral County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	342 MOUNTAIN VIEW DR, KEYSER, WV 26726-8237
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 22, 2019	Deed, Transfer · FHA Mortgage GUARANTY HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2019 · Amount on File
Deed Sale	May 22, 2019 · Amount on File
Deed Document Number	2019169799
Deed Book / Page	383 / 251
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINERAL WV
Property Address	342 MOUNTAIN VIEW DR, KEYSER, WV 26726-8237
Transaction Type	Mortgage
Record Updated	Dec 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	342 MOUNTAIN VIEW DR, KEYSER, WV 26726-8237

Mortgage

Document Number	000651/149
Date	Nov 15, 2023
Book Page	651/149
Instrument	202491

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	FISHERS, IN 46037

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	307 Months
Due	Jun 1, 2049

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MINERAL WV
Recording Date	May 22, 2019
Property Address	342 MOUNTAIN VIEW DR, KEYSER, WV 26726-8237
Document Number	000383/251
Book / Page	383 / 251
Map Reference	DB 311 PG 874
Instrument Date	May 15, 2019
Instrument	169799
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,070.30
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000590/733
Date	May 22, 2019
Book Page	590/733
Instrument	169800

Lender

Name	GUARANTY HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 342 Mountain View Dr was $759, down 4.3% from the year before.

Source: Mineral County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Mineral County
Unified School District	Mineral County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$759.00 (-4.29%)	$63,600 (-4.33%) Land $12,240 Building $51,360	$106,000 (-4.33%) Land $20,400 Building $85,600
2025	$793.00	$66,480 Land $12,240 Building $54,240	$110,800 Land $20,400 Building $90,400
2023	$747.00	$62,580 (-) Land $12,240 Building $50,340	$104,300 (-) Land $20,400 Building $83,900
2022	$747.00	$62,580 Land $12,240 Building $50,340	$104,300 Land $20,400 Building $83,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 342 Mountain View Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective March 19, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2008)
Most Recent Claim	Mar 2008

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 342 Mountain View Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 43% of West Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: SkyPacket.

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