281 Mountain View Dr, Keyser, WV 26726 Property Records

Mineral County property record for 281 Mountain View Dr, Keyser, WV 26726

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,138 sqft · built 1973
Lot Size	0.474 acres (20,647 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,261 (2026)
Deeds & Mortgages	Sep 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-12E-0060.0000`

Property Details

APN / Parcel Number

Primary APN	`06-12E-0060.0000`
Alternative APN	`29-06-12E-0060.0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,138 sqft Living Area
1st Floor Area	4,250 sqft
Basement Area	500 sqft
Finished Basement	500 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	20,647 sqft (0.474 acres)
Lot Dimensions	181 ft deep x 114 ft wide
Terrain	Rolling
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool Type
Pool Area	512 sqft
Porch	Porch
Porch Area	262 sqft
Patio Area	130 sqft
Gazebo	1,000 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	281 MOUNTAIN VIEW DR
City	KEYSER
State	WV
Zip	26726-8241
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19 1ST ADD TO PARIS SMITH S-DIV
Legal Subdivision	FIRST ADDITION
Legal Lot Number	19
Jurisdiction	MINERAL WV
Township / Civil Division	2
Census Block Group	1
Census Block	1001
Census Tract	10600

Owner

Source: Mineral County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	281 MOUNTAIN VIEW DR, KEYSER, WV 26726-8241
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINERAL WV
Property Address	281 MOUNTAIN VIEW DR, KEYSER, WV 26726-8241
Transaction Type	Mortgage
Record Updated	Oct 19, 2022
Title Company	VYLLA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000640/126
Date	Sep 26, 2022
Book Page	640/126
Instrument	195293

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mineral County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Mineral County
Unified School District	Mineral County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,261.00 (+3.28%)	$105,600 (+3.23%) Land $10,440 Building $95,160	$176,000 (+3.23%) Land $17,400 Building $158,600
2025	$1,221.00 (-0.89%)	$102,300 (-0.87%) Land $10,440 Building $91,860	$170,500 (-0.87%) Land $17,400 Building $153,100
2023	$1,232.00 (-0.08%)	$103,200 (-0.12%) Land $10,440 Building $92,760	$172,000 (-0.12%) Land $17,400 Building $154,600
2022	$1,233.00	$103,320 Land $10,440 Building $92,880	$172,200 Land $17,400 Building $154,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 19, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2008)
Most Recent Claim	Mar 2008

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 43% of West Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: SkyPacket.

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