342 Light Rd, Winchester, VA 22603 Property Records

Frederick County property record for 342 Light Rd, Winchester, VA 22603

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 5,132 sqft · built 1973
Lot Size	52.9 acres (2,305,195 sqft)
Owner	Trust Name on Record
Tax Bill	$4,133 (2026)
Deeds & Mortgages	Apr 2024 Transfer Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20A-4A`

Property Details

APN / Parcel Number

Primary APN	`20A-4A`
Alternative APN	`8004252`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	5,132 sqft Living Area
Gross Area	7,461 sqft
1st Floor Area	3,750 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2006
Exterior Material	Brick
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Metal
Lot Area	2,305,195 sqft (52.9 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	1,200 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	426 sqft
Patio Area	720 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected
Water Source	Well

Location & Zoning

Account Number	8004252
Street Address	342 LIGHT RD
City	WINCHESTER
State	VA
Zip	22603-2029
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA
Legal Description	52.92 ACRES
Legal Subdivision	2
Jurisdiction	FREDERICK VA
Township / Civil Division	GAINESBORO
Census Block Group	1
Census Block	1067
Census Tract	50300

Owner

Source: Frederick County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	342 LIGHT RD, WINCHESTER, VA 22603-2029
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2024	Intrafamily Transfer, Transfer
Aug 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK VA
Recording Date	Apr 25, 2024
Property Address	342 LIGHT RD, WINCHESTER, VA 22603-2029
Document Number	0000003492
Instrument Date	Apr 24, 2024
Instrument	240003492
Transaction Type	Transfer
Record Updated	May 15, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	342 LIGHT RD, WINCHESTER, VA 22603-2029

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	342 LIGHT RD, WINCHESTER, VA 22603-2029
Document Number	0000010504
Instrument Date	Aug 7, 2020
Transaction Type	Mortgage
Record Updated	Sep 14, 2020
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	342 LIGHT RD WINCHESTER VA 226032029, WINCHESTER, VA 22603-2029

Mortgage

Document Number	0000010504
Date	Aug 12, 2020
Instrument	10504

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 11, 2035

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,133.00 (+10.42%)	$779,748 (-11.68%) Land $85,700 Building $694,048	$779,748 (-11.68%) Land $85,700 Building $694,048
2025	$3,743.00 (+9.96%)
2023	$3,404.00	$882,900 Land $288,100 Building $594,800	$882,900 Land $288,100 Building $594,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1996–2018)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jun 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

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