Frederick County property record for 281 Light Rd, Winchester, VA 22603
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,968 sqft · built 1979 |
| Lot Size | 8.46 acres (368,518 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $590,000 (Feb 2026) |
| Tax Bill | $2,963 (2026) |
| Deeds & Mortgages | Feb 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 201-11 |
| Primary APN | 201-11 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,968 sqft Living Area |
| Gross Area | 5,760 sqft |
| 1st Floor Area | 1,968 sqft |
| Basement Area | 1,968 sqft |
| Finished Basement | 1,968 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 368,518 sqft (8.46 acres) |
| Terrain | Wooded |
| Garage Type | Built-in |
| Garage Area | 720 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 1,104 sqft |
| Deck Area | 384 sqft |
| Patio Area | 888 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Sewer | Connected |
| Water Source | Well |
| Account Number | 8028037 |
|---|---|
| Street Address | 281 LIGHT RD |
| City | WINCHESTER |
| State | VA |
| Zip | 22603-2033 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 8.46 ACRES |
| Legal Subdivision | 2 |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | GAINESBORO |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 50300 |
281 Light Rd is owned and occupied by two individuals who bought it in February 2026.
Source: Frederick County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 281 LIGHT RD, WINCHESTER, VA 22603-2033 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 9, 2026 · Amount on File |
| Deed Sale | Feb 9, 2026 · Amount on File |
| Deed Document Number | 20261217 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Feb 9, 2026 |
| Property Address | 281 LIGHT RD, WINCHESTER, VA 22603-2033 |
| Document Number | 0000001217 |
| Map Reference | DOC 180012184 |
| Instrument Date | Feb 6, 2026 |
| Instrument | 260001217 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Title Company | VESTA SETTLEMENTS LLC, VESTA SETTLEMENTS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $590.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 281 LIGHT RD, WINCHESTER, VA 22603-2033 |
| Document Number | 0000001218 |
|---|---|
| Date | Feb 9, 2026 |
| Instrument | 260001218 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
The 2026 property tax bill for 281 Light Rd was $2,963, up 23.9% from the year before.
Source: Frederick County assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,963.00 (+23.87%) | $498,232 (-) Land $75,500 Building $422,732 | $498,232 (-) Land $75,500 Building $422,732 |
| 2025 | $2,392.00 (+121.69%) | $498,232 Land $75,500 Building $422,732 | $498,232 Land $75,500 Building $422,732 |
| 2024 | $1,079.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 281 Light Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2005 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 281 Light Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 56% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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