St. Louis County property record for 342 Howtz St, Duluth, MN 55811
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,152 sqft · built 1965 |
| Lot Size | 0.263 acres (11,470 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $490,000 (May 2022) |
| Tax Bill | $5,270 (2026) |
| Deeds & Mortgages | May 2022 Sale Feb 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-2290-00695 |
| Primary APN | 010-2290-00695 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,152 sqft Gross Area |
| 1st Floor Area | 1,152 sqft |
| Basement Area | 1,024 sqft |
| Finished Basement | 1,024 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 11,470 sqft (0.263 acres) |
| Garage Area | 384 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 22 sqft |
| Deck Area | 240 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1130166 |
|---|---|
| Street Address | 342 HOWTZ ST |
| City | DULUTH |
| State | MN |
| Zip | 55811-2111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ELY 82 FT SERIAL # |
| Legal Subdivision | HOMEWOOD GARDEN TRACTS DULUTH |
| Legal Block | 7 |
| Legal Lot Number | 1 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 900 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 342 HOWTZ ST, DULUTH, MN 55811-2111 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 11, 2022 | Warranty Deed, Transfer NORTH SHORE TITLE |
| Feb 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF COMMERCE |
| Sep 28, 2018 | Deed of Trust, Mortgage WELLS FARGO BK |
| Oct 11, 2018 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 11, 2022 · Amount on Record |
| Deed Sale | May 11, 2022 · Amount on Record |
| Prior Sale | Oct 11, 2018 · Amount on Record |
| Deed Document Number | 20221056517 |
| Prior Transfer Date | Aug 12, 2003 |
| Prior Transfer Doc | 0000757843 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | May 11, 2022 |
| Property Address | 342 HOWTZ ST, DULUTH, MN 55811-2111 |
| Document Number | 0001056517 |
| Instrument Date | May 2, 2022 |
| Instrument | 1056517 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2022 |
| Title Company | NORTH SHORE TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,617.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 342 HOWTZ ST, DULUTH, MN 55811-2111 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 342 HOWTZ ST, DULUTH, MN 55811-2111 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2021 |
| Title Company | NORTH SHORE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0001036942 |
|---|---|
| Date | Feb 24, 2021 |
| Instrument | 1036942 |
| Name | NATIONAL BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | SUPERIOR, WI 54880 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 342 HOWTZ ST, DULUTH, MN 55811-2111 |
| Document Number | 00T1003686 |
| Instrument Date | Sep 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2018 |
| Name | Verified Name |
|---|---|
| Address | 342 HOWTZ ST DULUTH MN 558112111, DULUTH, MN 55811-2111 |
| Document Number | 00T1003686 |
|---|---|
| Date | Oct 11, 2018 |
| Instrument | T1003686 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 10, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Oct 11, 2018 |
| Property Address | 342 HOWTZ ST, DULUTH, MN 55811-2111 |
| Document Number | 00T1003685 |
| Instrument Date | Sep 28, 2018 |
| Instrument | T1003685 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2020 |
| Title Company | CONSOLIDATED TITLE COMPANY, CONSOLIDATED TITLE & ABS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,155.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 342 HOWTZ ST DULUTH MN 558112111, DULUTH, MN 55811-2111 |
| Document Number | T1003686 |
|---|---|
| Date | Oct 11, 2018 |
| Instrument | T1003686 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 10, 2048 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,270.00 (+10.57%) Homeowner's exemption | ||
| 2025 | $4,766.00 (-3.72%) Homeowner's exemption | $460,000 (+30.05%) Land $53,200 Building $406,800 | $460,000 (+30.05%) Land $53,200 Building $406,800 |
| 2024 | $4,950.00 | $353,700 (+23.71%) Land $56,400 Building $297,300 | $353,700 (+23.71%) Land $56,400 Building $297,300 |
| 2022 | $285,900 Land $52,500 Building $233,400 | $285,900 Land $52,500 Building $233,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2001) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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