St. Louis County property record for 315 Howtz St, Duluth, MN 55811
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 1,170 sqft · built 1965 |
| Lot Size | 0.269 acres (11,750 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,470 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-2290-00470 |
| Primary APN | 010-2290-00470 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,170 sqft Gross Area |
| 1st Floor Area | 1,170 sqft |
| Basement Area | 936 sqft |
| Finished Basement | 936 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 11,750 sqft (0.269 acres) |
| Garage Area | 515 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Deck Area | 41 sqft |
| Storage Building | 94 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 547053 |
|---|---|
| Street Address | 315 HOWTZ ST |
| City | DULUTH |
| State | MN |
| Zip | 55811-2110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WLY 8 FT OF LOT 8 AND ELY 76 FT OF LOT9 SERIAL # |
| Legal Subdivision | HOMEWOOD GARDEN TRACTS DULUTH |
| Legal Block | 4 |
| Legal Lot Number | 8-9 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 900 |
315 Howtz St is owned and occupied by an individual who acquired it in November 2025.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 315 HOWTZ ST, DULUTH, MN 55811-2110 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 18, 2025 |
| Transfer Doc | 0001096498 |
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 315 Howtz St was $4,470 with a homeowner's exemption, up 11.1% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,470.00 (+11.14%) Homeowner's exemption | ||
| 2025 | $4,022.00 (-1.85%) Homeowner's exemption | $355,200 (+14.77%) Land $64,900 Building $290,300 | $355,200 (+14.77%) Land $64,900 Building $290,300 |
| 2024 | $4,098.00 | $309,500 Land $57,300 Building $252,200 | $309,500 Land $57,300 Building $252,200 |
| 2022 | $276,700 Land $53,400 Building $223,300 | $276,700 Land $53,400 Building $223,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 315 Howtz St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2001) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 315 Howtz St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 86% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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