342 Gentle Wind Ct, Freeport, FL 32439 Property Records

Walton County property record for 342 Gentle Wind Ct, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,795 sqft · built 2022
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Trust Names on File
Last Sale	$397,700 (May 2022)
Tax Bill	$3,276 (2025)
Deeds & Mortgages	Apr 2026 Sale May 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15-1S-18-14050-00E-0100`

Property Details

APN / Parcel Number

Primary APN	`15-1S-18-14050-00E-0100`
Alternative APNs	`15-118-14050-00E-0100` `1022324`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,795 sqft Living Area
Gross Area	3,486 sqft
1st Floor Area	2,795 sqft
Flooring	Carpet

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	22,651 sqft (0.52 acres)
Garage Type	Attached
Garage Area	483 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	342 GENTLE WIND CT
City	FREEPORT
State	FL
Zip	32439-6299
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GA
Legal Description	LOT 10 BLK E WINDSWEPT ESTATES PH 5 PB 16-73 OR 2682-1356 OR 2851-4762 OR 2880-4105 OR 2886-2274 OR 3016-731 OR 3122-1767
Legal Range	018
Legal Township	01S
Legal Section	15
Legal Subdivision	WINDSWEPT ESTATES PH 5
Legal Phase	5
Legal Block	E
Legal Lot Number	10
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2074
Census Tract	950501

Owner

342 Gentle Wind Ct is owner-occupied and held in a trust since April 2026.

Source: Walton County records, as of May 8, 2026

Owner of Record	2 Trust Names on File
Mailing Address	342 GENTLE WIND CT, FREEPORT, FL 32439-6299
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
May 4, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FBC MORTGAGE LLC
Oct 28, 2019	Loan Modification, Mortgage FIFTH THIRD BK
Oct 29, 2019	Warranty Deed, Transfer HB TITLE INC
Jun 4, 2018	Warranty Deed, Transfer BLUE TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2022 · Amount on File
Deed Sale	May 4, 2022 · Amount on File
Prior Sale	Oct 29, 2019 · Amount on File
Deed Document Number	202221237
Deed Book / Page	3250 / 4459
Last Transfer Date	Apr 24, 2026
Transfer Doc	0033953543
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Apr 24, 2026
Property Address	342 GENTLE WIND CT, FREEPORT, FL 32439-6299
Document Number	0033953543
Book / Page	3395 / 3543
Instrument Date	Apr 24, 2026
Instrument	202616433
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	342 GENTLE WIND CT, FREEPORT, FL 32439-6299

May 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	May 4, 2022
Property Address	342 GENTLE WIND CT, FREEPORT, FL 32439-6299
Document Number	0032504459
Book / Page	3250 / 4459
Map Reference	MB 16 PG 73&73A-73E
Instrument Date	Apr 28, 2022
Instrument	20220021237
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 21, 2023
Title Company	HB TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,783.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2293 W EAU GALLIE BLVD, MELBOURNE, FL 32935-3184

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	342 GENTLE WIND CT, FREEPORT, FL 32439-6299

Mortgage

Document Number	0032504461
Date	May 4, 2022
Instrument	3250/4461

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WALTON FL
Property Address	342 GENTLE WIND CT, FREEPORT, FL 32439-6299
Document Number	0031221769
Instrument Date	Oct 28, 2019
Transaction Type	Mortgage
Record Updated	Nov 19, 2019
Title Company	HB TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2293 W EAU GALLIE BLVD MELBOURNE FL 329353184, MELBOURNE, FL 32935-3184

Mortgage

Document Number	0031221769
Date	Oct 29, 2019
Book Page	003122/001769
Instrument	37663

Lender

Name	FIFTH THIRD BK
Type	Bank
Address	199 E MONTGOMERY AVE, ROCKVILLE, MD 20850-2381

Agreement

Amount	Amount on Record

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Oct 29, 2019
Property Address	342 GENTLE WIND CT, FREEPORT, FL 32439-6299
Document Number	0031221767
Book / Page	003122 / 001767
Instrument Date	Oct 21, 2019
Instrument	37662
Transaction Type	Transfer
Record Updated	Nov 14, 2019
Title Company	HB TITLE INC

Transaction

Amount	Amount on Record
Tax	$241.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2293 W EAU GALLIE BLVD MELBOURNE FL 329353184, MELBOURNE, FL 32935-3184

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 4, 2018
Property Address	342 GENTLE WIND CT, FREEPORT, FL 32439-6299
Document Number	0030752905
Book / Page	003075 / 002905
Instrument Date	Jun 4, 2018
Instrument	18413
Transaction Type	Transfer
Record Updated	Jun 26, 2018
Title Company	BLUE TITLE LLC

Transaction

Amount	Amount on Record
Tax	$140.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1530 CYPRESS POINT ST CABOT AR 720237050, CABOT, AR 72023-7050

Tax Assessment & Valuation

The 2025 property tax bill for 342 Gentle Wind Ct was $3,276 with a homeowner's exemption, down 10.5% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,276.00 (-10.54%) Homeowner's exemption	$425,851 Land $81,000 Building $344,851	$425,851 Land $81,000 Building $344,851
2024	$3,662.00 (+1.55%)
2023	$3,606.00 (+764.75%) Homeowner's exemption	$461,758 (+597.69%) Land $76,000 Building $385,758	$461,758 (+597.69%) Land $76,000 Building $385,758
2022	$417.00	$66,184 Land $66,184	$66,184 Land $66,184

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 342 Gentle Wind Ct in Zone X, an area of minimal flood risk, though there have been 68 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	68 (1990–2020)
Claims Outside the SFHA	15 of 68
Most Recent Claim	Oct 2020 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Hurricane Frances, Sep 2004 · 21 claims Hurricane Opal, Oct 1995 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 342 Gentle Wind Ct is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Wildstar Networks Fixed Wireless	200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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