285 Gentle Wind Ct, Freeport, FL 32439 Property Records

Walton County property record for 285 Gentle Wind Ct, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,613 sqft · built 2022
Lot Size	0.63 acres (27,443 sqft)
Owner	Individual Name on File
Last Sale	$400,500 (Jun 2022)
Tax Bill	$3,778 (2024)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Dec 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-1S-18-14050-00C-0130`

Property Details

APN / Parcel Number

Primary APN	`15-1S-18-14050-00C-0130`
Alternative APN	`1022303`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,613 sqft Living Area
Gross Area	3,757 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	27,443 sqft (0.63 acres)
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1022303
Street Address	285 GENTLE WIND CT
City	FREEPORT
State	FL
Zip	32439-6312
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 BLK C WINDSWEPT ESTATES PH 5 PB 16-73 OR 2694-1681 OR 2882-132 OR 3091-3266 OR 3171-4978 OR 3256-3857
Legal Range	18W
Legal Township	01S
Legal Section	15
Legal Subdivision	WINDSWEPT ESTATES PH 5
Legal Phase	5
Legal Block	C
Legal Lot Number	13
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2074
Census Tract	950501

Owner

285 Gentle Wind Ct is owned and occupied by an individual who bought it in June 2022.

Source: Walton County records, as of December 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	285 GENTLE WIND CT, FREEPORT, FL 32439-6312
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PROGRESS BANK & TRUST
Dec 3, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Dec 2, 2020	Loan Modification, Mortgage · Line of Credit FLAGSTAR BK
Dec 4, 2018	Quit Claim Deed, Transfer · Line of Credit AMERIS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2022 · Amount on File
Deed Sale	Jun 17, 2022 · Amount on File
Prior Sale	Dec 3, 2020 · Amount on File
Deed Document Number	20220028552
Deed Book / Page	3256 / 3857
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 17, 2022
Property Address	285 GENTLE WIND CT, FREEPORT, FL 32439-6312
Document Number	0032563857
Book / Page	3256 / 3857
Map Reference	MB 16 PG 73&73E
Instrument Date	Jun 10, 2022
Instrument	20220028552
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 21, 2023
Title Company	NOT AVAILABLE, SENTINEL TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,803.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	29891 WOODROW LN STE 100, 100, SPANISH FORT, AL 36527-8774

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 GENTLE WIND CT, FREEPORT, FL 32439-6312

Mortgage

Document Number	0032563859
Date	Jun 17, 2022
Instrument	3256/3859

Lender

Name	PROGRESS BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 3, 2020
Property Address	285 GENTLE WIND CT, FREEPORT, FL 32439-6312
Document Number	0031714978
Book / Page	003171 / 004978
Instrument Date	Dec 2, 2020
Instrument	49754
Transaction Type	Transfer
Record Updated	Dec 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$977.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	29891 WOODROW LN #100 SPANISH FORT AL 365278774, 100, SPANISH FORT, AL 36527-8774
Investor	Possibly a Property Investor

December 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WALTON FL
Property Address	285 GENTLE WIND CT, FREEPORT, FL 32439-6312
Document Number	0031714980
Instrument Date	Dec 2, 2020
Transaction Type	Mortgage
Record Updated	Dec 24, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	29891 WOODROW LN #300 SPANISH FORT AL 365278778, 300, SPANISH FORT, AL 36527-8778
Investor	Possibly a Property Investor

Mortgage

Document Number	0031714980
Date	Dec 3, 2020
Book Page	003171/004980
Instrument	49755

Lender

Name	FLAGSTAR BK
Type	Bank
Address	5151 CORPORATE DR # E, TROY, MI 48098-2639

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Dec 2, 2040

Interest

Rate Type	Adjustable Rate

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	Dec 4, 2018
Property Address	285 GENTLE WIND CT, FREEPORT, FL 32439-6312
Document Number	0030913266
Book / Page	003091 / 003266
Instrument Date	Nov 8, 2018
Instrument	40179
Transaction Type	Transfer
Record Updated	Dec 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 7066 DESTIN FL 325407066, DESTIN, FL 32540-7066

Mortgage

Document Number	30913272
Date	Dec 4, 2018
Book Page	003091/003272
Instrument	40182

Lender

Name	AMERIS BK
Type	Bank
Address	605 US HIGHWAY 80 W, POOLER, GA 31322-2105

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$498,526 Land $81,000 Building $417,526	$498,526 Land $81,000 Building $417,526
2024	$3,778.00 (+17.55%)
2023	$3,214.00 (+484.36%) Homeowner's exemption	$479,973 (+552.69%) Land $76,000 Building $403,973	$479,973 (+552.69%) Land $76,000 Building $403,973
2022	$550.00	$73,538 Land $73,538	$73,538 Land $73,538

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 285 Gentle Wind Ct in Zone X, an area of minimal flood risk, though there have been 68 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	68 (1990–2020)
Claims Outside the SFHA	15 of 68
Most Recent Claim	Oct 2020 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Hurricane Frances, Sep 2004 · 21 claims Hurricane Opal, Oct 1995 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 285 Gentle Wind Ct is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Wildstar Networks Fixed Wireless	200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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