Beaufort County property record for 342 Davies Rd, Bluffton, SC 29910
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 6 ba · 4,204 sqft · built 2021 |
| Lot Size | 0.798 acres (34,761 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $382,500 (Aug 2019) |
| Tax Bill | $13,349 (2025) |
| Deeds & Mortgages | Jul 2020 Construction Loan |
| Flood Zone | Zone X (moderate risk) |
| APN | 242009648 |
| Primary APN | 242009648 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 4 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 4,204 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 34,761 sqft (0.798 acres) |
| Heating System | Heat Pump |
|---|
| Street Address | 342 DAVIES RD |
|---|---|
| City | BLUFFTON |
| State | SC |
| Zip | 29910-8040 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5884 BLOCK L-4 MORELAND LANDING PH2 PARCEL C PALMETTO BLUFF PB151 PG156 |
| Legal Subdivision | PALMETTO BLUFF S/D |
| Legal Block | L-4 |
| Legal Lot Number | 5884 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 1 |
| Census Block | 1102 |
| Census Tract | 2102 |
342 Davies Rd is owner-occupied and held in a trust since March 2025.
Source: Beaufort County records, as of March 12, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 342 DAVIES RD, BLUFFTON, SC 29910-8040 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 15, 2019 · Amount on File |
| Deed Sale | Aug 15, 2019 · Amount on File |
| Deed Document Number | 201943926 |
| Deed Book / Page | 3785 / 2965 |
| Last Transfer Date | Mar 18, 2025 |
| Transfer Doc | 0000015550 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 342 DAVIES RD, BLUFFTON, SC 29910-8040 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000039378 |
|---|---|
| Date | Jul 23, 2020 |
| Book Page | 3887/2930 |
| Instrument | 2020039378 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Aug 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Type Change Date | Aug 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 4.62% |
| Index | 1-Year LIBOR |
| Max Rate | 7.62% |
The 2025 property tax bill for 342 Davies Rd was $13,349, down 0.1% from the year before.
Source: Beaufort County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Municipality | Bluffton Town |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,349.00 (-0.07%) | $83,420 (-28.04%) | |
| 2024 | $13,358.00 | $115,924 (-) Land $38,000 Building $77,924 | $2,898,100 (-) Land $950,000 Building $1,948,100 |
| 2023 | $13,358.00 (+8.72%) | $115,924 (+59.81%) Land $38,000 Building $77,924 | $2,898,100 (+59.81%) Land $950,000 Building $1,948,100 |
| 2022 | $12,287.00 Homeowner's exemption | $72,540 Land $15,300 Building $57,240 | $1,813,500 Land $382,500 Building $1,431,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 342 Davies Rd in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 666 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 666 in force |
| Nearby Flood Claims | 13 (1991–2021) |
| Claims Outside the SFHA | 7 of 13 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 342 Davies Rd is very high, ranking above 92% of the US, with a 0.8% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 92% of the US · above 99.3% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.8% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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