342 Circle Dr, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 342 Circle Dr, West Springfield, MA 01089

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 864 sqft · built 1957
Lot Size	0.351 acres (15,300 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,425 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Dec 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`191-16050-M5-001`

Property Details

APN / Parcel Number

Primary APN	`191-16050-M5-001`
Alternative APN	`WSPR M:00191 B:16050 L:000M5`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	864 sqft Living Area
Gross Area	1,760 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,300 sqft (0.351 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	191-16050-M5-001
Street Address	342 CIRCLE DR
City	WEST SPRINGFIELD
State	MA
Zip	01089-1731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA1
Legal Block	16050
Legal Lot Number	M5
Jurisdiction	WEST SPRINGFIELD MA
Township / Civil Division	WEST SPRINGFIELD TOWN
Census Block Group	1
Census Block	1001
Census Tract	812404

Owner

Source: Hampden County and West Springfield Town City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	342 CIRCLE DR, WEST SPRINGFIELD, MA 01089-1731
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Quit Claim Deed, Transfer · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Dec 28, 2023	Quit Claim Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Oct 11, 2022	Personal Representative Deed, Transfer
Feb 8, 2018	Deed of Trust, Mortgage · Line of Credit WESTFIELD BANK
Jan 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage WESTFIELD BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2026
Deed Sale	Mar 31, 2026
Prior Sale	Dec 28, 2023 · Amount on Record
Deed Document Number	202613557
Deed Book / Page	26272 / 38
Prior Transfer Date	Mar 24, 2026
Prior Transfer Doc	0026272-38
Record Updated	Oct 29, 2026

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	Mar 31, 2026
Property Address	342 CIRCLE DR, WEST SPRINGFIELD, MA 01089-1731
Document Number	0026272-38
Book / Page	26272 / 38
Instrument Date	Mar 24, 2026
Instrument	13557
Transaction Type	Transfer
Record Updated	Apr 22, 2026
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	342 CIRCLE DR, WEST SPRINGFIELD, MA 01089-1731

Mortgage

Document Number	0000013558
Date	Mar 31, 2026
Instrument	13558

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	Dec 28, 2023
Property Address	342 CIRCLE DR, WEST SPRINGFIELD, MA 01089-1731
Document Number	025275-579
Book / Page	25275 / 579
Instrument Date	Nov 27, 2023
Instrument	61732
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 KIMBERLY AVE, SPRINGFIELD, MA 01108-2231

Mortgage

Document Number	0000061733
Date	Dec 28, 2023
Instrument	61733

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

October 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	Oct 11, 2022
Property Address	342 CIRCLE DR, WEST SPRINGFIELD, MA 01089-1731
Document Number	024760-512
Book / Page	24760 / 512
Instrument Date	Oct 5, 2022
Instrument	60688
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	342 CIRCLE DR, WEST SPRINGFIELD, MA 01089-1731

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	342 CIRCLE DR, WEST SPRINGFIELD, MA 01089-1731
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22054-318
Date	Feb 8, 2018
Book Page	22054/318
Instrument	6996

Lender

Name	WESTFIELD BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 1, 2043

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	342 CIRCLE DR, WEST SPRINGFIELD, MA 01089-1731
Document Number	22048-234
Instrument Date	Jan 27, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22048-234
Date	Feb 1, 2018
Book Page	022048/000234
Instrument	5947

Lender

Name	WESTFIELD BK
Type	Federal Savings Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 31, 2038

Tax Assessment & Valuation

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	West Springfield Town City
Unified School District	West Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,425.00 (+4.42%)	$244,300 (+10.74%) Land $122,700 Building $121,600	$251,684 (+6.78%)
2025	$3,280.00 (+1.23%)	$220,600 (+0.82%) Land $111,700 Building $108,900	$235,695
2024	$3,240.00 (+2.96%)	$218,800 (+8.05%) Land $111,700 Building $107,100
2023	$3,147.00	$202,500 Land $111,700 Building $90,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST SPRINGFIELD DPW WATER DIVISION serves 28,835 people · EPA ID MA1325000
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Whip City Fiber.

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