309 Circle Dr, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 309 Circle Dr, West Springfield, MA 01089

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,602 sqft · built 1957
Lot Size	0.255 acres (11,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$90,000 (Jan 1989)
Tax Bill	$4,059 (2026)
Deeds & Mortgages	Dec 2022 Transfer Apr 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`191-15700-M5-001`

Property Details

APN / Parcel Number

Primary APN	`191-15700-M5-001`
Alternative APN	`WSPR M:00191 B:15700 L:000M5`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,602 sqft Living Area
Gross Area	2,313 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,120 sqft (0.255 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	191-15700-M5-001
Street Address	309 CIRCLE DR
City	WEST SPRINGFIELD
State	MA
Zip	01089-1730
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA1
Legal Block	15700
Legal Lot Number	M5
Jurisdiction	WEST SPRINGFIELD MA
Township / Civil Division	WEST SPRINGFIELD TOWN
Census Block Group	1
Census Block	1005
Census Tract	812404

Owner

Source: Hampden County and West Springfield Town City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	309 CIRCLE DR, WEST SPRINGFIELD, MA 01089-1730
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2022	Quit Claim Deed, Transfer Quitclaim
Apr 26, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 1989 · Amount on Record
Deed Sale	Jan 19, 1989 · Amount on Record
Last Transfer Date	Dec 15, 2022
Transfer Doc	024852-300
Record Updated	Oct 29, 2026

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	Dec 22, 2022
Property Address	309 CIRCLE DR, WEST SPRINGFIELD, MA 01089-1730
Document Number	024852-300
Book / Page	24852 / 300
Instrument Date	Dec 15, 2022
Instrument	74812
Transaction Type	Transfer
Record Updated	Jan 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	309 CIRCLE DR, WEST SPRINGFIELD, MA 01089-1730

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	309 CIRCLE DR, WEST SPRINGFIELD, MA 01089-1730
Document Number	22658-133
Instrument Date	Apr 26, 2019
Transaction Type	Mortgage
Record Updated	May 28, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 CIRCLE DR WEST SPRINGFIELD MA 010891730, WEST SPRINGFIELD, MA 01089-1730

Mortgage

Document Number	22658-133
Date	May 10, 2019
Book Page	022658/000133
Instrument	23928

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 9, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	West Springfield Town City
Unified School District	West Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,059.00 (+5.43%)	$289,500 (+11.82%) Land $119,800 Building $169,700	$320,644 (+6.95%)
2025	$3,850.00 (+1.34%)	$258,900 (+0.94%) Land $109,000 Building $149,900	$299,820
2024	$3,799.00 (+1.14%)	$256,500 (+6.12%) Land $109,000 Building $147,500
2023	$3,756.00	$241,700 Land $107,700 Building $134,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST SPRINGFIELD DPW WATER DIVISION serves 28,835 people · EPA ID MA1325000
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Whip City Fiber.

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