Coconino County property record for 342 Cherokee, Flagstaff, AZ 86005
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,064 sqft · built 1990 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on File |
| Last Sale | $215,000 (Jun 2015) |
| Tax Bill | $1,836 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 115-12-010 |
| Primary APN | 115-12-010 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,064 sqft Living Area |
| Gross Area | 936 sqft |
| 1st Floor Area | 936 sqft |
| Year Built | Built 1990 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Steel Frame |
| Lot Area | 4,792 sqft (0.11 acres) |
| Garage Type | Attached |
| Patio Area | 320 sqft |
| Account Number | R0002408 |
|---|---|
| Street Address | 342 CHEROKEE |
| City | FLAGSTAFF |
| State | AZ |
| Zip | 86005-9539 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION: MOUNTAINAIRE UNIT 05 LOT: 693 SIXTEENTH: NW QUARTER: SE SECTION: 28 TOWNSHIP: 20N RANGE: 07E |
| Legal Range | 07E |
| Legal Township | 20N |
| Legal Section | 28 |
| Legal Subdivision | MOUNTAINAIRE UNIT 05 |
| Legal Lot Number | 693 |
| Jurisdiction | COCONINO AZ |
| Township / Civil Division | FLAGSTAFF |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 1500 |
Source: Coconino County records · APN 115-12-010
Assessment roll updated January 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 342 CHEROKEE, FLAGSTAFF, AZ 86005-9539 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE FIRST MORTGAGE INC |
| Nov 19, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 29, 2015 · Amount on Record |
| Deed Sale | Jun 29, 2015 · Amount on Record |
| Prior Sale | Aug 11, 2006 · Amount on Record |
| Deed Document Number | 3725391 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COCONINO AZ |
| Property Address | 342 CHEROKEE, FLAGSTAFF, AZ 86005-9539 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2021 |
| Title Company | ELEVATED TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 342 CHEROKEE, FLAGSTAFF, AZ 86005-9539 |
| Document Number | 0003929928 |
|---|---|
| Date | Sep 30, 2021 |
| Instrument | 3929928 |
| Name | CORNERSTONE FIRST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COCONINO AZ |
| Property Address | 342 CHEROKEE, FLAGSTAFF, AZ 86005-9539 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0003895648 |
|---|---|
| Date | Nov 19, 2020 |
| Instrument | 3895648 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 297 Months |
| Due | Aug 01, 2045 |
Source: Coconino County records · Assessment roll updated January 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Coconino County |
| Unified School District | Flagstaff Unified District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $34,622 (-3.73%) Land $11,475 Building $23,147 | ||
| 2025 | $1,836.00 (+14.46%) Homeowner's exemption | $346,219 (-3.73%) Land $114,750 Building $231,469 | |
| 2024 | $35,964 Land $13,462 Building $22,502 | ||
| 2023 | $1,604.00 Homeowner's exemption | $359,641 Land $134,620 Building $225,021 |
Source: FEMA National Flood Hazard Layer, Coconino County (04005C), as of October 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 040050015001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Feb 1993 · Severe Storms, Tornadoes & Flooding |
| Wildfire Risk | Very High above 90% of the US · above 86% of Arizona |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Cable | 940 / 35 |
| Starlink Satellite | 280 / 30 |
Based on FCC filings for 262 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System, water system AZ0403018, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PONDEROSA UTILITY CORP private · serves 1,585 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Jul 2024 Coliform assessment Oct 2023 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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