342 Cedar Valley Rd, Hudson, NC 28638 Property Records

Caldwell County property record for 342 Cedar Valley Rd, Hudson, NC 28638

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,066 sqft · built 1931
Lot Size0.54 acres (23,532 sqft)
Owner2 Individual Names on File
Last Sale$50,000 (Jan 2005)
Tax Bill$811 (2026)
Deeds & MortgagesJul 2021 Mortgage
May 2020 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN03 45 2 13A

Property Details

APN / Parcel Number

Primary APN03 45 2 13A
Alternative APN
  • 168787

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,066 sqft Heated Area
Gross Area2,074 sqft
1st Floor Area996 sqft
AtticAttic
Attic Area498 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1931
Effective Year BuiltEffective 1980
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area23,532 sqft (0.54 acres)
Lot Dimensions212 ft deep x 111 ft wide
Garage TypeCarport
CarportCarport

Exterior Amenities

PorchSlab
Porch Area224 sqft
Deck Area356 sqft
Patio Area272 sqft
Storage BuildingStorage Building

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number168787
Street Address342 CEDAR VALLEY RD
CityHUDSON
StateNC
Zip28638-2606
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 1989 PG 902 YR 2020 ST 0.00
Legal SubdivisionCALDWELL COUNTY REGISTRY
JurisdictionCALDWELL NC
Township / Civil DivisionHUDSON
Census Block Group1
Census Block1024
Census Tract30600

Owner

342 Cedar Valley Rd is owned and occupied by two individuals who acquired it in May 2020.

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address342 CEDAR VALLEY RD, HUDSON, NC 28638-2606
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC
May 28, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
May 27, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 27, 2005 · Amount on File
Deed SaleJan 27, 2005 · Amount on File
Deed Book / Page1536 / 1942
Last Transfer DateMay 28, 2020
Transfer Doc0019890902
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALDWELL NC
Property Address342 CEDAR VALLEY RD, HUDSON, NC 28638-2606
Transaction TypeMortgage
Record UpdatedOct 20, 2021
Title CompanyVYLLA TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020280939
DateJul 23, 2021
Book Page2028/939
Instrument10060433
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueAug 1, 2036

May 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCALDWELL NC
Recording DateMay 28, 2020
Property Address342 CEDAR VALLEY RD, HUDSON, NC 28638-2606
Document Number0010044471
Book / Page001989 / 000902
Instrument DateMay 28, 2020
Instrument10044471
Transaction TypeTransfer
Record UpdatedJul 16, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address342 CEDAR VALLEY RD HUDSON NC 286382606, HUDSON, NC 28638-2606

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCALDWELL NC
Recording DateMay 27, 2020
Property Address342 CEDAR VALLEY RD, HUDSON, NC 28638-2606
Document Number0010044408
Book / Page001989 / 000483
Instrument DateMay 26, 2020
Instrument10044408
Transaction TypeTransfer
Record UpdatedJul 16, 2020
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address342 CEDAR VALLEY RD HUDSON NC 286382606, HUDSON, NC 28638-2606

Tax Assessment & Valuation

The 2026 property tax bill for 342 Cedar Valley Rd was $811, down 20.6% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCaldwell County
MunicipalityHudson Town
Unified School DistrictCaldwell County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$811.00 (-20.57%)$128,600 (-) Land $14,900 Building $113,700
2025$1,021.00 (+95.22%)$128,600 Land $14,900 Building $113,700$128,600 Land $14,900 Building $113,700
2024$523.00
2023$64,800 (-) Land $14,900 Building $49,900$64,800 (-) Land $14,900 Building $49,900
2022$513.00$64,800 Land $14,900 Building $49,900$64,800 Land $14,900 Building $49,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 342 Cedar Valley Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2004)
Most Recent ClaimMay 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 342 Cedar Valley Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LENOIR
serves 26,388 people · EPA ID NC0114010
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Ripple Fiber
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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