Caldwell County property record for 340 Cedar Valley Rd, Hudson, NC 28638
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,419 sqft · built 2006 |
| Lot Size | 0.176 acres (7,665 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,487 (2026) |
| Deeds & Mortgages | Jun 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 03 45 2 13B |
| Primary APN | 03 45 2 13B |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,419 sqft Heated Area |
| Gross Area | 6,315 sqft |
| 1st Floor Area | 2,419 sqft |
| Basement Area | 2,419 sqft |
| Unfinished Basement | 2,419 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,665 sqft (0.176 acres) |
| Lot Dimensions | 219 ft deep x 35 ft wide |
| Garage Type | Finished |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 385 sqft |
| Deck Area | 372 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 125691 |
|---|---|
| Street Address | 340 CEDAR VALLEY RD |
| City | HUDSON |
| State | NC |
| Zip | 28638-2606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 1536 PG 1791 YR 05 ST 0.00 |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | HUDSON |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 30600 |
340 Cedar Valley Rd is owned and occupied by two individuals.
Source: Caldwell County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 340 CEDAR VALLEY RD, HUDSON, NC 28638-2606 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Jun 9, 2026 |
| Property Address | 340 CEDAR VALLEY RD, HUDSON, NC 28638-2606 |
| Document Number | 0010119653 |
| Book / Page | 2166 / 2149 |
| Instrument Date | May 11, 2026 |
| Instrument | 202610119653 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2026 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 340 CEDAR VALLEY RD, HUDSON, NC 28638-2606 |
| Document Number | 0010119653, |
|---|---|
| Date | Jun 9, 2026 |
| Book Page | 2166/2149 |
| Instrument | 202610119653 |
| Name | TRUST BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
The 2026 property tax bill for 340 Cedar Valley Rd was $3,487, down 4.8% from the year before.
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Municipality | Hudson Town |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,487.00 (-4.75%) | $562,700 (-) Land $22,300 Building $540,400 | |
| 2025 | $3,661.00 | $562,700 Land $22,300 Building $540,400 | $562,700 Land $22,300 Building $540,400 |
| 2023 | $329,500 (-) Land $22,300 Building $307,200 | $329,500 (-) Land $22,300 Building $307,200 | |
| 2022 | $2,536.00 | $329,500 Land $22,300 Building $307,200 | $329,500 Land $22,300 Building $307,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 340 Cedar Valley Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2004) |
| Most Recent Claim | May 2004 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 340 Cedar Valley Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LENOIR serves 26,388 people · EPA ID NC0114010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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