342 Ave Chapala, San Marcos, CA 92069 Property Records

San Diego County property record for 342 Ave Chapala, San Marcos, CA 92069

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,541 sqft · built 1972
Lot Size	0.184 acres (8,000 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Jun 2016)
Tax Bill	$7,186 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`226-430-04-00`

Property Details

APN / Parcel Number

Primary APN	`226-430-04-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,541 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Contemporary
Exterior Material	Stucco
Roof Material	Wood Shingle
Lot Area	8,000 sqft (0.184 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	342 AVENIDA CHAPALA
City	SAN MARCOS
State	CA
Zip	92069-3104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-10 (PR
Legal Description	LOT 105 TR 006823
Legal Subdivision	LOS VALLECITOS
Legal Tract	006823
Legal Block	2
Legal Lot Number	105
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2000
Census Tract	20025

Owner

342 Ave Chapala is owned and occupied by two individuals who bought it in June 2016.

Source: San Diego County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	342 AVENIDA CHAPALA, SAN MARCOS, CA 92069-3104
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage FINLEY PROPERTIES CORP
Sep 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINLEY PROPERTIES CORP
Nov 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINLEY PROPERTIES CORP FINLEY PROPERTIES CORP
Apr 18, 2020	Deed of Trust, Mortgage · Conventional with PMI FINLEY PROPERTIES CORP FINLEY PROPERTIES CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2016 · Amount on File
Deed Sale	Jun 20, 2016 · Amount on File
Prior Sale	Mar 21, 2016 · Amount on File
Deed Document Number	2016302871
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	342 AVENIDA CHAPALA, SAN MARCOS, CA 92069-3104
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000412382
Date	Sep 19, 2019
Instrument	2019-0412382

Lender

Name	FINLEY PROPERTIES CORP
Type	Mortgage Company
Address	SAN DIEGO, CA 92122

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	342 AVENIDA CHAPALA, SAN MARCOS, CA 92069-3104
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	342 AVENIDA CHAPALA, SAN MARCOS, CA 92069-3104

Mortgage

Document Number	0000678732
Date	Sep 28, 2021
Instrument	2021-0678732

Lender

Name	FINLEY PROPERTIES CORP
Type	Mortgage Company
Address	SAN DIEGO, CA 92122

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	342 AVENIDA CHAPALA, SAN MARCOS, CA 92069-3104
Document Number	0000781585
Instrument Date	Nov 27, 2020
Transaction Type	Mortgage
Record Updated	Dec 15, 2020
Title Company	WFG TITLE COMPANY/CA, WFG TITLE CO/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	342 AVENIDA CHAPALA SAN MARCOS CA 920693104, SAN MARCOS, CA 92069-3104

Mortgage

Document Number	0000781585
Date	Dec 7, 2020
Instrument	781585

Lender

Name	FINLEY PROPERTIES CORP FINLEY PROPERTIES CORP
Type	Bank
Address	SAN DIEGO, CA 92122

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 6, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	342 AVENIDA CHAPALA, SAN MARCOS, CA 92069-3104
Document Number	0000208146
Instrument Date	Apr 18, 2020
Transaction Type	Mortgage
Record Updated	May 4, 2020
Title Company	WFG TITLE COMPANY/CA, WFG TITLE CO/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	342 AVENIDA CHAPALA SAN MARCOS CA 920693104, SAN MARCOS, CA 92069-3104

Mortgage

Document Number	0000208146
Date	Apr 23, 2020
Instrument	208146

Lender

Name	FINLEY PROPERTIES CORP FINLEY PROPERTIES CORP
Type	Bank
Address	SAN DIEGO, CA 92122

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 22, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 342 Ave Chapala was $7,186 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$603,729 (+2%) Land $377,331 Building $226,398
2025	$7,186.00 Homeowner's exemption	$591,892 Land $369,933 Building $221,959
2023	$6,711.00 (+1.3%) Homeowner's exemption	$568,910 Land $355,569 Building $213,341
2022	$6,625.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 342 Ave Chapala in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 342 Ave Chapala is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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