3419 Pony Express Dr, Sacramento, CA 95834 Property Records

Sacramento County property record for 3419 Pony Express Dr, Sacramento, CA 95834

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,597 sqft · built 1978
Lot Size	0.135 acres (5,880 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,430 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Dec 2022 Second Mortgage + 2 more
Flood Zone	Zone A99 (high risk)
APN	`225-0404-003-0000`

Property Details

APN / Parcel Number

Primary APN	`225-0404-003-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,597 sqft Living Area
1st Floor Area	1,597 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	5,880 sqft (0.135 acres)
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3419 PONY EXPRESS DR
City	SACRAMENTO
State	CA
Zip	95834-1421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	CHAPARRAL 01, LOT 3
Legal Subdivision	CHAPARRAL 01
Legal Lot Number	3
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1026
Census Tract	7021

Owner

3419 Pony Express Dr is owned and occupied by two individuals.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3419 PONY EXPRESS DR, SACRAMENTO, CA 95834-1421
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage SHARP LOAN
Dec 28, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Jun 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage SHARP LOAN
Jul 3, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3419 PONY EXPRESS DR, SACRAMENTO, CA 95834-1421
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	FIRST AMERICAN TITLE COMPANY SUBDIV, FIRST AMER TTL CO RES DIV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3419 PONY EXPRESS DR, SACRAMENTO, CA 95834-1421

Mortgage

Document Number	0000001501
Date	Jun 22, 2021
Instrument	202106221501

Lender

Name	SHARP LOAN
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3419 PONY EXPRESS DR, SACRAMENTO, CA 95834-1421
Transaction Type	Mortgage
Record Updated	Jan 9, 2023
Title Company	ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3419 PONY EXPRESS DR, SACRAMENTO, CA 95834-1421

Mortgage

Document Number	0000000904
Date	Dec 28, 2022
Instrument	2022122800904

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 21, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3419 PONY EXPRESS DR, SACRAMENTO, CA 95834-1421
Transaction Type	Mortgage
Record Updated	Jul 7, 2021
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3419 PONY EXPRESS DR, SACRAMENTO, CA 95834-1421

Mortgage

Document Number	6220000001501
Date	Jun 22, 2021
Book Page	20210622/1501

Lender

Name	SHARP LOAN
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3419 PONY EXPRESS DR, SACRAMENTO, CA 95834-1421
Document Number	1707120228
Instrument Date	Jul 3, 2017
Transaction Type	Mortgage
Record Updated	Jul 26, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3419 PONY EXPRESS DR SACRAMENTO CA 958341421, SACRAMENTO, CA 95834-1421

Mortgage

Document Number	1707120228
Date	Jul 12, 2017
Instrument	1707120228

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 11, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3419 Pony Express Dr was $2,430 with a homeowner's exemption, up 3.6% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Twin Rivers Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$177,973 (+2%) Land $53,574 Building $124,399
2025	$2,430.00 (+3.62%) Homeowner's exemption	$174,484 Land $52,524 Building $121,960
2024	$2,345.00 (-0.17%)
2023	$2,349.00 (+5.95%) Homeowner's exemption	$167,711 Land $50,486 Building $117,225
2022	$2,217.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3419 Pony Express Dr in Zone A99, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A99 high risk · federal flood protection under construction
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 979 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	979 in force
Nearby Flood Claims	6 (2009–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3419 Pony Express Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Succeed.Net Fixed Wireless	100 / 50
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, unWired Broadband.

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