3407 Pony Express Dr, Sacramento, CA 95834 Property Records

Sacramento County property record for 3407 Pony Express Dr, Sacramento, CA 95834

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,597 sqft · built 1978
Lot Size	0.135 acres (5,880 sqft)
Owner	2 Company Names on File
Tax Bill	$2,448 (2025)
Deeds & Mortgages	May 2017 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone A99 (high risk)
APN	`225-0404-005-0000`

Property Details

APN / Parcel Number

Primary APN	`225-0404-005-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,597 sqft Living Area
1st Floor Area	1,597 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	5,880 sqft (0.135 acres)
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3407 PONY EXPRESS DR
City	SACRAMENTO
State	CA
Zip	95834-1421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	CHAPARRAL 01, LOT 5
Legal Subdivision	CHAPARRAL 01
Legal Lot Number	5
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1026
Census Tract	7021

Owner

3407 Pony Express Dr is owned by a company that acquired it in May 2024 and is owner-occupied.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	2 Company Names on File
Mailing Address	3407 PONY EXPRESS DR, SACRAMENTO, CA 95834-1421
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Mar 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Jan 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 9, 2024
Transfer Doc	2024000598
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3407 PONY EXPRESS DR, SACRAMENTO, CA 95834-1421
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001567
Date	May 17, 2017
Book Page	20170517/1567

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2032

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3407 PONY EXPRESS DR, SACRAMENTO, CA 95834-1421
Document Number	2003250481
Instrument Date	Mar 20, 2020
Transaction Type	Mortgage
Record Updated	Apr 24, 2020
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3407 PONY EXPRESS DR SACRAMENTO CA 958341421, SACRAMENTO, CA 95834-1421

Mortgage

Document Number	2003250481
Date	Mar 25, 2020
Instrument	2003250481

Lender

Name	NEWREZ LLC
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 24, 2035

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3407 PONY EXPRESS DR, SACRAMENTO, CA 95834-1421
Document Number	1901220654
Instrument Date	Jan 15, 2019
Transaction Type	Mortgage
Record Updated	Feb 1, 2019
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3407 PONY EXPRESS DR SACRAMENTO CA 958341421, SACRAMENTO, CA 95834-1421

Mortgage

Document Number	1901220654
Date	Jan 22, 2019
Instrument	1901220654

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	SAN JOSE, CA 95110

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 21, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 3407 Pony Express Dr was $2,448 with a homeowner's exemption, up 3.6% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Twin Rivers Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$179,586 (+2%) Land $35,898 Building $143,688
2025	$2,448.00 (+3.6%) Homeowner's exemption	$176,066 Land $35,195 Building $140,871
2024	$2,363.00 (-0.17%)
2023	$2,367.00 (+5.95%) Homeowner's exemption	$169,230 Land $33,829 Building $135,401
2022	$2,234.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3407 Pony Express Dr in Zone A99, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A99 high risk · federal flood protection under construction
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 979 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	979 in force
Nearby Flood Claims	6 (2009–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3407 Pony Express Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Succeed.Net Fixed Wireless	100 / 50
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, unWired Broadband.

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