3418 Winfin Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 3418 Winfin Way, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,384 sqft · built 1978
Lot Size	0.21 acres (9,148 sqft)
Owner	Company Name on Record
Last Sale	$449,500 (Feb 2016)
Tax Bill	$6,402 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Jul 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`256-0340-017-0000`

Property Details

APN / Parcel Number

Primary APN	`256-0340-017-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,384 sqft Living Area
1st Floor Area	2,384 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	9,148 sqft (0.21 acres)
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Pool Area	14,000 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3418 WINFIN WAY
City	CARMICHAEL
State	CA
Zip	95608-3136
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-4
Legal Description	LAUREL OAKS, LOT 6
Legal Subdivision	LAUREL OAKS
Legal Lot Number	6
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4000
Census Tract	5904

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3536 CONCOURS, 235, ONTARIO, CA 91764-5568
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2023	Deed of Trust, Mortgage · Commercial Mortgage EAST WEST BANK
Jul 24, 2019	Loan Modification, Mortgage ROYAL BUSN BK
Jun 29, 2017	Grant Deed, Mortgage · Line of Credit ROYAL BUSN BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2016 · Amount on Record
Deed Sale	Feb 22, 2016 · Amount on Record
Prior Sale	Apr 23, 2001 · Amount on Record
Deed Book / Page	20160222 / 1087
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3418 WINFIN WAY, CARMICHAEL, CA 95608-3136
Transaction Type	Mortgage
Record Updated	Jul 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8300 UTICA AVE 300, 300, RANCHO CUCAMONGA, CA 91730-3852

Mortgage

Document Number	0000000860
Date	Jul 6, 2023
Instrument	202307060860

Lender

Name	EAST WEST BANK
Type	Bank
Address	EL MONTE, CA 91731

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SACRAMENTO CA
Property Address	3418 WINFIN WAY, CARMICHAEL, CA 95608-3136
Document Number	1908090995
Instrument Date	Jul 24, 2019
Transaction Type	Mortgage
Record Updated	Aug 20, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	825 E STATE ST ONTARIO CA 917611837, ONTARIO, CA 91761-1837

Mortgage

Document Number	1908090995
Date	Aug 9, 2019
Instrument	1908090995

Lender

Name	ROYAL BUSN BK
Type	Bank
Address	1055 WILSHIRE BLVD # 1220, LOS ANGELES, CA 90017-2431

Agreement

Amount	Amount Recorded

June 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 29, 2017
Property Address	3418 WINFIN WAY, CARMICHAEL, CA 95608-3136
Instrument Date	Jun 21, 2017
Instrument	1706290233
Transaction Type	Mortgage
Record Updated	Aug 2, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	825 E STATE ST ONTARIO CA 917611837, ONTARIO, CA 91761-1837

Mortgage

Document Number	1706290233
Date	Jun 29, 2017
Instrument	1706290233

Lender

Name	ROYAL BUSN BK
Type	Bank
Address	123 E VALLEY BLVD # 201, SAN GABRIEL, CA 91776-4702

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$542,751 (+2%) Land $144,892 Building $397,859
2025	$6,402.00 (+0.96%)	$532,109 (+4.04%) Land $142,051 Building $390,058
2024	$6,341.00 (+2.59%)
2023	$6,181.00 (+0.54%)	$511,448 Land $136,536 Building $374,912
2022	$6,148.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	19 (1986–2021)
Claims Outside the SFHA	6 of 19
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Mudslides, And Landslides, Dec 2005 · 2 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 4 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Succeed.Net Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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