3401 Winfin Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 3401 Winfin Way, Carmichael, CA 95608

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,508 sqft · built 1978
Lot Size0.54 acres (23,522 sqft)
Owner2 Trust Names on File
Last Sale$599,000 (Aug 2015)
Tax Bill$8,444 (2025)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone AE (high risk)
APN256-0340-016-0000

Property Details

APN / Parcel Number

Primary APN256-0340-016-0000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area3,508 sqft Living Area
1st Floor Area1,780 sqft
2nd Floor Area1,728 sqft
Bonus RoomBonus Room
Family RoomFamily Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleCustom Design
Construction TypeWood
Roof MaterialOther
Lot Area23,522 sqft (0.54 acres)
Garage Area672 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3401 WINFIN WAY
CityCARMICHAEL
StateCA
Zip95608-3135
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD-4
Legal DescriptionLAUREL OAKS, LOT 2
Legal SubdivisionLAUREL OAKS
Legal Lot Number2
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group4
Census Block4000
Census Tract5904

Owner

3401 Winfin Way is owner-occupied and held in a trust since August 2015.

Source: Sacramento County records, as of September 3, 2026

Owner of Record2 Trust Names on File
Mailing Address3401 WINFIN WAY, CARMICHAEL, CA 95608-3135
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 25, 2015 · Amount on File
Deed SaleAug 25, 2015 · Amount on File
Deed Book / Page20150825 / 993
Prior Transfer DateAug 25, 2014
Prior Transfer Doc0000000562
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address3401 WINFIN WAY, CARMICHAEL, CA 95608-3135
Document Number2010070151
Instrument DateSep 25, 2020
Transaction TypeMortgage
Record UpdatedOct 28, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3401 WINFIN WAY CARMICHAEL CA 956083135, CARMICHAEL, CA 95608-3135

Mortgage

Document Number2010070151
DateOct 7, 2020
Instrument2010070151
Lender
NameLAKEVIEW LN SERVICING
TypeFunding / Finance Company
AddressCORAL GABLES, FL 33146
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueOct 6, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3401 Winfin Way was $8,444, up 0.2% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$723,268 (+2%) Land $74,256 Building $649,012
2025$8,444.00 (+0.17%)$709,087 Land $72,800 Building $636,287
2024$8,430.00 (+2.59%)
2023$8,217.00 (+0.54%)$681,554 Land $69,974 Building $611,580
2022$8,173.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3401 Winfin Way in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 19 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims19 (1986–2021)
Claims Outside the SFHA6 of 19
Most Recent ClaimOct 2021 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, Mudslides, And Landslides, Dec 2005 · 2 claims
  • Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 4 claims
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3401 Winfin Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: GeoLinks, Succeed.Net.

Nearby Properties on Winfin Way

Nearby Streets

Search Property Records by Address or Parcel Number